David Ramirez
$639,9003 bd2 ba1,843 sqft$347 /sqft$4,540 /mo all-in ↓

8058 SANTA CRUZ DRIVE, PORT CHARLOTTE, FL, 33981

Active50 days on marketListed Jun 26, 2026MLS #D6147855

WaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 058

About this home

8058 SANTA CRUZ DRIVE

Do you dream of hopping on your boat and fully embracing the Florida lifestyle? This newer custom pool home not only delivers that dream—it elevates it. Perfectly oriented to the east, it welcomes you with beautiful Florida mornings and warm natural light throughout the day. If you're seeking luxury, convenience, and a slice of paradise, look no further. As you step through the stunning entry, what will captivate you first? Perhaps it's the beautifully mixed flooring—porcelain tile laid on the diagonal flowing through the main living areas and engineered hardwood in all bedrooms. Maybe it’s the impressive light fixtures that highlight the soaring ceilings in the foyer and great room. Or will it be the 12 feet of glass sliders that fully pocket away, inviting the outdoors in and creating a true indoor–outdoor living experience? This home is designed to impress at every turn. The heart of this residence is the exquisite kitchen. Granite countertops offer elegance and generous workspace, while a large island and abundant maple wood cabinetry combine style and function. Culinary enthusiasts will appreciate the stainless-steel appliance suite, custom hood vent, built-in wall oven, wine fridge, glass tile backsplash, and under-sink water filtration system—thoughtfully curated to elevate both form and performance. Step onto the expansive 25' x 9' lanai, where you’ll likely spend much of your time. Beyond the covered space, an extended pavered patio provides additional room for outdoor entertaining—perfect for grilling, lounging, or hosting gatherings. The heated saltwater pool glistens as the centerpiece of this outdoor oasis. From your lanai and patio, enjoy serene views of your private natural habitat and boating hub, offering unmatched peace and privacy on the Cape Haze Peninsula. For boating enthusiasts, the private dock with a 12,000 lb lift makes setting out on the water effortless. Whether you're heading to the Gulf or exploring nearby waterways, your adventures begin just steps from your back door. Back inside, the master suite serves as your personal sanctuary. It features one expansive walk-in closet, a dedicated entry to the lanai, and a linen closet—balancing comfort with convenience. The spa-like en-suite bath offers dual vanities and a luxurious Roman shower designed for relaxation. The guest wing is thoughtfully designed for privacy, with two bedrooms and a shared bathroom that provides direct pool access while maintaining separation from the lanai. Additional highlights include high-speed internet, concrete-curbed landscaping, a finished laundry room, irrigation system, and full home hurricane protection for peace of mind. Located just minutes from Boca Grande and Manasota Key beaches, this home provides quick access to some of Florida’s most stunning coastline and endless outdoor activities. If you’ve read this far, congratulations—you’ve found your next home. A sanctuary crafted for living, entertaining, and embracing everything Florida has to offer. Are you ready to make it yours? The lot next door is available for purchase as well MLS#c7514431.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,843

Sqft

0.25 ac

Lot size

2

Garage

2014

Year built

One

Levels

$347

Per sqft

Private poolWaterfrontFireplaceWater viewNegotiablePets allowed

Inside

FlooringEngineered Hardwood · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab · Stem Wall
ViewWater
FacesSouthwest
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorHurricane Shutters · Irrigation System · Lighting · Outdoor Shower · Private Mailbox · Rain Gutters · Shade Shutter(s) · Sliding Doors

Community & fees

HOA fee$10/mo
Taxes (2025)$8,123/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Public Boat Ramp · Water Access · Waterfront · Deed Restrictions · Playground

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Mini Sewer · Sewer Connected · Sprinkler Recycled · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,540 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property tax — 2025 actual bill$677
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,990
Interest rate6.00%
Loan term

Estimated payment

$4,540/mo

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property taxes (actual bill)$677
HOA / condo fee$10
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $640K
$437KedgeAI estimate $509,262 · range $455K$544K$665K

vs edgeAI estimate

+25.7%

$/sqft vs PORT CHARLOTTE SEC 058

$347 vs $198

Days on market

50 vs 59 typical

Where $347/sqft sits among the 22 homes for sale in PORT CHARLOTTE SEC 058

12
5
1
1
1
2 · this home
$170–200$200–229$229–259$259–288$288–318$318+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Gulf Cove

Map of 8058 SANTA CRUZ DRIVE inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

South Gulf Cove — neighborhood snapshot

Population

5,413

Median age

63

Median income

$92,806

Median home value

$480,409

Avg household

2

Households w/ children

284

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

11 of 22

PORT CHARLOTTE SEC 058 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1541% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Jun 26, 2026Listed at $639,900 · 50 days on market since
2014Built · PORT CHARLOTTE SEC 058

Reality check

What actually sold near 8058 SANTA CRUZ DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14183 SALVATIERRA LANESold · Mar ’26

$240,000

14183 SALVATIERRA LANE · same community

4 bd · 2 ba · 1,874 sqft · $128/sqft · 52 DOM

14149 WHITTIER LANESold · Feb ’26

$320,000

14149 WHITTIER LANE · same community

4 bd · 2 ba · 1,800 sqft · $178/sqft · 195 DOM

13379 JOURNAL LANESold · Oct ’25

$522,000

13379 JOURNAL LANE · same community

3 bd · 2 ba · 1,796 sqft · $291/sqft · 156 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8058 SANTA CRUZ DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8058 SANTA CRUZ DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

8058 SANTA CRUZ DRIVE FAQs

What would the monthly payment be for 8058 SANTA CRUZ DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,540/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8058 SANTA CRUZ DRIVE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8058 SANTA CRUZ DRIVE?+

The most recent tax bill on record (2025) was $8,123. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8058 SANTA CRUZ DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $639,900, this home is listed about 94% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

Which schools are assigned to 8058 SANTA CRUZ DRIVE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Chris Lee. MLS #D6147855.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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