OFF NW CR-138 Lot 95, BRANFORD, FL, 32008
Active55 days on marketListed Jun 16, 2026MLS #D6147794
About this home
OFF NW CR-138 Lot 95
A rare opportunity awaits with this 1.02 acre homesite in the peaceful countryside of Branford, Florida. The standout feature of this property is that the adjoining parcel, Lot 71, is also available for purchase, offering the potential to own approximately 2.04 acres combined. Secure both neighboring lots to create additional privacy, expand your future homesite, or maximize your investment potential. Surrounded by open spaces, scattered oak trees, and rural Florida beauty, this parcel offers an ideal setting for a future residence, weekend getaway, or long-term land investment. Enjoy the tranquility of country living while remaining within easy reach of Branford, Bell, the Suwannee River, and numerous springs, parks, and outdoor recreation destinations. The property will require a well and septic system. A designated access road serves the interior lots; however, the roadway has not yet been developed. Buyers are encouraged to conduct their own due diligence regarding access, utilities, zoning, and development requirements. With no HOA and no timeframe to build, this property provides the flexibility to create your vision at your own pace while enjoying all that North Florida has to offer.
Facts & features
The home at a glance
1.02 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$289 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$289/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Branford
Get to know Branford. See the full Branford guide →
BRANFORD 32008 — neighborhood snapshot
Population
6,263
Median age
39.9
Median income
$49,277
Median home value
$167,600
Avg household
2.56
Households w/ children
711
For the school run
Lafayette County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Branford market
$199K → $345K
Branford median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
Median sold price, Branford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% below the BRANFORD 32008 median. See the full Branford market guide →
Paper trail
This home's history
Reality check
What actually sold near OFF NW CR-138 Lot 95
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$246,000
609 NW 96TH PLACE
3 bd · 2 ba · 1,248 sqft · $197/sqft · 0 DOM
Sold · May ’26$220,000
229 NW 93RD LANE
3 bd · 2 ba · 1,300 sqft · $169/sqft · 3 DOM
Sold · Apr ’26$246,000
609 NW 96TH PLACE
3 bd · 2 ba · 1,358 sqft · $181/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about OFF NW CR-138 Lot 95 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for OFF NW CR-138 Lot 95 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
OFF NW CR-138 Lot 95 FAQs
What would the monthly payment be for OFF NW CR-138 Lot 95?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $289/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on OFF NW CR-138 Lot 95?+
The most recent tax bill on record (2025) was $25. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Branford?+
At $19,999, this home is listed about 96% below the Branford median of $499,500. The market section on this page shows how the area is trending.
Which schools are assigned to OFF NW CR-138 Lot 95?+
Lafayette Elementary School (elementary) — Lafayette County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6147794.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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