24540 HARBORVIEW ROAD UNIT F1, PUNTA GORDA, FL, 33980
Active42 days on marketListed Jun 25, 2026MLS #D6147747
About this home
24540 HARBORVIEW ROAD UNIT F1
Welcome to Birchwood I & II, ideally located on the north bridge side of Punta Gorda. This beautifully updated 2-bedroom, 2 bath end unit condo offers the perfect blend of comfort, style, and peace of mind. Designed for effortless one floor living, this light filled home features neutral interior paint and flooring throughout. Privately positioned in a quiet corner of the community, the condo includes a spacious and serene patio retreat. Inside, the inviting kitchen features stainless-steel appliances—ideal for both everyday living and entertaining. The generously sized primary suite offers a walk-in closet, private lanai access, and an UPDATED ensuite bath with a large decorative tile shower and NEW vanity and toilets. The open living room is adjacent to the kitchen, making the space perfect for relaxing or hosting guests. Major Recent Improvements Provide Worry Free Living: • NEW roof (2023) • NEW AC (2025) • New washer • Added ceiling insulation • Indoor camera security system • REPAVED driveway and private parking space close to the unit • NEW soffits and full gutter system (2025). Outdoor living truly sets this home apart. The community pool—just steps away—has been recently NEWLY resurfaced, and a BRAND-NEW fence enhances privacy. Harborview Rd is only a one-minute drive to I-75 or highway 41, ideally located just minutes from the Peace River and the charm of downtown Punta Gorda, this move in ready end unit villa delivers the ultimate low maintenance Florida lifestyle with none of the maintenance stress. Simply unpack and enjoy!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
937
Sqft
0.02 ac
Lot size
1986
Year built
One
Levels
$133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,574 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,574/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.6%
$/sqft vs Punta Gorda actives
$133 vs $208
Days on market
42 vs 59 typical
Where $133/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33980 — neighborhood snapshot
Population
13,235
Median age
63.4
Median income
$61,871
Median home value
$221,200
Avg household
2.09
Households w/ children
956
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
193 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 24540 HARBORVIEW ROAD UNIT F1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$70,000
24540 HARBORVIEW ROAD UNIT H1 · same community
2 bd · 2 ba · 937 sqft · $75/sqft · 89 DOM
Sold · Apr ’26$128,800
24540 HARBORVIEW ROAD UNIT A2
2 bd · 2 ba · 937 sqft · $137/sqft · 41 DOM
Sold · Jun ’26$85,000
24540 HARBORVIEW ROAD UNIT A3
2 bd · 2 ba · 937 sqft · $91/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 24540 HARBORVIEW ROAD UNIT F1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 24540 HARBORVIEW ROAD UNIT F1 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
24540 HARBORVIEW ROAD UNIT F1 FAQs
What would the monthly payment be for 24540 HARBORVIEW ROAD UNIT F1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,574/mo — principal and interest, the actual property-tax bill, the $435/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 24540 HARBORVIEW ROAD UNIT F1?+
The association fee works out to $435 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 24540 HARBORVIEW ROAD UNIT F1?+
The most recent tax bill on record (2025) was $2,266. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 24540 HARBORVIEW ROAD UNIT F1?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $124,800, this home is listed about 64% below the Punta Gorda median of $344,700. The market section on this page shows how the area is trending.
Which schools are assigned to 24540 HARBORVIEW ROAD UNIT F1?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 TROPICAL BREEZE · Jan Fanstill. MLS #D6147747.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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