14687 LILLIAN CIRCLE, PORT CHARLOTTE, FL, 33981
Active61 days on marketListed Jun 2, 2026MLS #D6147672
About this home
14687 LILLIAN CIRCLE
Welcome to 14687 Lillian Cir. This New Construction Home is in the Great Community of South Gulf Cove, a Waterfront Community. This home offers 4 bedrooms and 4 full bathrooms. This home features Italian Kitchen Cabinets, Stainless Steel appliances, 10 ft long Kitchen Island with Waterfall Quartz Countertops. The Great Room has plenty of space for a Formal Dining Table, Living Room and Breakfast Area. The Master Bedroom is Private and has plenty of Closet Space. Its Master Bathroom is spectacular, The Shower is spacious and easily accessible, the shower comes with his and hers Shower. Private Toilet Room. Enjoy the Bathtub for a relaxing day and connect to the Bluetooth to enjoy your favorite Music. The Outside Area features Covered Lanai, Exterior Full Bathroom, Panoramic Cage, Pool Deck, Private Pool 12x32 with Beach Entry with umbrella Holder and 12ft long Bench swim out on the deeper side. Outside Area Fully Tiled with anti-slippery Porcelain Tile, come enjoy 1660 sq ft of exterior built finished area great for any family or event. Irrigation system was installed all around the home to take of of the landscape. The Home was built on Stem Wall Foundation and CBS Construction. The home has been elevated above Flood Elevation. Also, the home's Metal Roof, Hurricane Windows and Doors and security system will give you plenty of savings on your home insurance. The Community HOA is voluntary, and the Community offers community docks and parks. This home is ready to move in it is easy to show.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,436
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$285
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,265 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,265/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.9%
$/sqft vs PORT CHARLOTTE SEC 87
$285 vs $337
Days on market
61 vs 56 typical
Where $285/sqft sits among the 24 homes for sale in PORT CHARLOTTE SEC 87
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $301K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
16 of 24
PORT CHARLOTTE SEC 87 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1642% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 14687 LILLIAN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$675,000
14207 UNION HALL AVENUE · same community
3 bd · 2.5 ba · 2,445 sqft · $276/sqft · 501 DOM
Sold · Oct ’25$995,736
14726 LILLIAN CIRCLE · same community
3 bd · 3 ba · 2,423 sqft · $411/sqft · 0 DOM
Sold · Jun ’26$1,640,000
14267 ARTESIA AVENUE · same community
3 bd · 3 ba · 2,457 sqft · $667/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14687 LILLIAN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14687 LILLIAN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14687 LILLIAN CIRCLE FAQs
What would the monthly payment be for 14687 LILLIAN CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,265/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14687 LILLIAN CIRCLE?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14687 LILLIAN CIRCLE?+
The most recent tax bill on record (2025) was $878. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14687 LILLIAN CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $695,000, this home is listed about 107% above the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 14687 LILLIAN CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$695,000 runs 1642% above the PORT CHARLOTTE 33981 median — but at 2,436 sqft it's also 48% larger than the typical Port Charlotte listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $725,000, now $695,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CAPITAL REALTY · Nitty Diaz. MLS #D6147672.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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