David Ramirez
$819,000$839,0003 bd2.5 ba2,725 sqft$301 /sqft$5,912 /mo all-in ↓

4658 ARLINGTON DRIVE, PLACIDA, FL, 33946

Active52 days on marketListed Jun 1, 2026MLS #D6147639

Reduced $20KWaterfrontPrivate poolSingle Family ResidenceCAPE HAZE WINDWARD

About this home

4658 ARLINGTON DRIVE

Virtually Staged. Waterfront living at its finest on beautiful Amberjack Creek! This beautifully remodeled 3-bedroom, 2.5-bath home is situated on an oversized waterfront lot and offers the perfect blend of comfort, space, and Florida lifestyle. Featuring a spacious split-bedroom floor plan with both a great room and separate family room, this home is designed for relaxing and entertaining alike. Terracotta tile flows throughout the living areas, while the newer open kitchen boasts an island, abundant cabinet space, a wine refrigerator, and seamless access to the living and dining spaces. The den/office offers flexibility and could easily serve as a fourth bedroom. Triple sliding glass doors open to the oversized screened lanai with a sparkling pool, creating an ideal indoor-outdoor living experience. Enjoy waterfront views and easy boating access from the wood dock complete with power and water. Additional highlights include a sprinkler system, oversized 2-car garage with workbench, newer A/C, and plenty of storage throughout. House elevation is 11 feet. Listing is selling turnkey. This exceptional waterfront property is ready to enjoy!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,725

Sqft

0.62 ac

Lot size

2

Garage

1994

Year built

One

Levels

$301

Per sqft

Private poolWaterfrontWater viewTurnkeyPets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab · Stem Wall
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener · Oversized · Workshop in Garage
ExteriorFrench Doors · Hurricane Shutters · Irrigation System · Lighting · Outdoor Shower · Rain Gutters · Shade Shutter(s) · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$21/mo
Taxes (2025)$12,050/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,912 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,419
PMI (est., until 20% equity)$307
Property tax — 2025 actual bill$1,004
HOA fee — from the listing$21
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $81,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $81,900
Interest rate6.00%
Loan term

Estimated payment

$5,912/mo

Principal & interest$4,419
PMI (est., until 20% equity)$307
Property taxes (actual bill)$1,004
HOA / condo fee$21
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $819K
$567KedgeAI estimate $1,335,506 · range $591K$1.9M$2.0M

vs edgeAI estimate

−38.7%

$/sqft vs CAPE HAZE WINDWARD

$301 vs $286

Days on market

52 vs 91 typical

Where $301/sqft sits among the 9 homes for sale in CAPE HAZE WINDWARD

4
1 · this home
3
0
0
1
$195–278$278–361$361–444$444–527$527–610$610+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Map of 4658 ARLINGTON DRIVE

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$475K$464K

Placida median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

2 of 9

CAPE HAZE WINDWARD have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2240% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

CurrentPrice reduced to $819,000 $20K
Jun 1, 2026Listed at $839,000 · 52 days on market since
1994Built · CAPE HAZE WINDWARD

Reality check

What actually sold near 4658 ARLINGTON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

330 CORAL CREEK DRIVESold · Dec ’25

$957,500

330 CORAL CREEK DRIVE · same community

3 bd · 2.5 ba · 2,684 sqft · $357/sqft · 38 DOM

4130 CAPE HAZE DRIVESold · Dec ’25

$515,000

4130 CAPE HAZE DRIVE · same community

3 bd · 2.5 ba · 2,550 sqft · $202/sqft · 323 DOM

10 CORAL CREEK PLACESold · Jul ’26

$740,000

10 CORAL CREEK PLACE · same community

3 bd · 2.5 ba · 2,314 sqft · $320/sqft · 248 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4658 ARLINGTON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4658 ARLINGTON DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4658 ARLINGTON DRIVE FAQs

What would the monthly payment be for 4658 ARLINGTON DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,912/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4658 ARLINGTON DRIVE?+

The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4658 ARLINGTON DRIVE?+

The most recent tax bill on record (2025) was $12,050. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4658 ARLINGTON DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $819,000, this home is listed about 26% above the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4658 ARLINGTON DRIVE?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$819,000 runs 2240% above the PLACIDA 33946 median — but at 2,725 sqft it's also 53% larger than the typical Placida listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $839,000, now $819,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of MICHAEL SAUNDERS & CO. - BOCA · Elizabeth Burr. MLS #D6147639.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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