5123 MELBOURNE STREET UNIT D106, PORT CHARLOTTE, FL, 33980
Active58 days on marketListed Jun 19, 2026MLS #D6147631
About this home
5123 MELBOURNE STREET UNIT D106
Welcome to The Preserve at Charlotte Harbor! This spacious 3-bedroom, 2.5-bath annual rental offers over 1,800 square feet of comfortable living space within a beautifully maintained gated community in Punta Gorda. The open floor plan features high ceilings, abundant natural light, a well-appointed kitchen with breakfast bar, and generous living and dining areas perfect for entertaining. The primary suite includes private balcony access, a walk-in closet, and an en-suite bath, while additional guest bedrooms provide plenty of flexibility for family or visitors. Enjoy relaxing preserve and community views from the screened lanai along with the convenience of assigned covered parking and elevator access. Residents have access to resort-style amenities including a community pool, fitness center, clubhouse, and gated entry. Ideally located near downtown Punta Gorda, Sunseeker Resort, shopping, dining, marinas, beaches, and I-75 for easy commuting.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,759
Sqft
0 ac
Lot size
2005
Year built
Three Or More
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Charlotte actives
$1 vs $208
Days on market
58 vs 59 typical
Where $1/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverwalk District
Get to know Port Charlotte. See the full Port Charlotte guide →
Riverwalk District — neighborhood snapshot
Population
257
Median age
66
Median income
$35,129
Median home value
$197,306
Avg household
2
Households w/ children
8%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
201 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the PORT CHARLOTTE 33980 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 5123 MELBOURNE STREET UNIT D106
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$160,000
5115 MELBOURNE STREET UNIT A303 · same community
3 bd · 2.5 ba · 1,759 sqft · $91/sqft · 56 DOM
Sold · Mar ’26$230,000
5127 MELBOURNE STREET UNIT F301 · same community
3 bd · 2.5 ba · 1,831 sqft · $126/sqft · 31 DOM
Sold · Mar ’26$226,000
23475 HARPER AVENUE
4 bd · 2 ba · 1,752 sqft · $129/sqft · 304 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5123 MELBOURNE STREET UNIT D106 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5123 MELBOURNE STREET UNIT D106 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5123 MELBOURNE STREET UNIT D106 FAQs
What would the monthly payment be for 5123 MELBOURNE STREET UNIT D106?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5123 MELBOURNE STREET UNIT D106?+
The listing reports pets: Pet Deposit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $2,600, this home is listed about 99% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5123 MELBOURNE STREET UNIT D106?+
Peace River Elementary School (elementary), Charlotte High School (high), Port Charlotte Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TARPON REAL ESTATE, INC. · Stephinie Futch. MLS #D6147631.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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