David Ramirez
$759,0002 bd3 ba1,452 sqft$523 /sqft$4,900 /mo all-in ↓

1433 LEMON BAY DRIVE, ENGLEWOOD, FL, 34223

Active61 days on marketListed Jun 4, 2026MLS #D6147608

WaterfrontPrivate poolSingle Family ResidencePOINT PINES

About this home

1433 LEMON BAY DRIVE

NO BRIDGE TO THE GULF • 75 FEET OF DEEP-WATER FRONTAGE • CUSTOM BOAT PORT • COMPLETELY RENOVATED HOME • IMPACT WINDOWS & DOORS. Boater's paradise with NO BRIDGE access to the Gulf and 75 feet of deep-water canal frontage. This beautifully renovated waterfront pool home offers the rare combination of direct Gulf access, a custom boat port designed for bow-first docking, and a prime Englewood location just two miles from Englewood Beach. Whether your passion is boating, fishing, waterfront dining, or sunset cruises, this property places Southwest Florida's best coastal lifestyle right outside your back door. Extensively renovated and updated, this 2-bedroom, 3-bath residence offers peace of mind with major improvements completed in 2024 including a new roof, A/C system, water heater, pool heater, and pool pump. The interior was completely refurbished with new drywall, updated kitchen cabinetry, appliances, mostly terrazzo flooring with some tile and remodeled bathrooms, creating a move-in ready coastal retreat. Inside, bright open living spaces are designed for comfortable everyday living and entertaining. The updated kitchen serves as the heart of the home while modern finishes throughout provide a clean coastal feel that complements the waterfront setting. Step outside to your private solar heated pool & spa in the waterfront oasis. The custom boat port allows for convenient bow-first docking while helping protect your vessel within the property's unique cut-in design. With direct access to Lemon Bay and the Gulf of Mexico beyond, boaters will appreciate the convenience of heading out for fishing, island hopping, waterfront restaurants, or a day on the water without navigating bridge restrictions. Additional highlights include impact windows and doors, extensive 2024 upgrades, deep-water canal frontage, solar heater set up on top of boat port for pool, and a location that places you minutes from beaches, marinas, golf courses, shopping, restaurants, and entertainment. Located just two miles from Englewood Beach, this exceptional property offers the perfect balance of waterfront living and everyday convenience. Whether seeking a seasonal escape, investment opportunity, or full-time Florida residence, this home delivers the boating lifestyle buyers dream about. NO BRIDGE GULF ACCESS • 75 FT WATERFRONT • DEEP WATER CANAL • CUSTOM BOAT PORT • IMPACT WINDOWS & DOORS • POOL HOME • 2024 ROOF • 2024 A/C • 2024 WATER HEATER • COMPLETE RENOVATION • ENGLEWOOD BEACH • BOATING • FISHING • GULF COAST LIVING. There is great rental income for anyone wanting to purchase with rental income in place if they want.

Facts & features

The home at a glance

2

Bedrooms

3

Bathrooms

1,452

Sqft

0.22 ac

Lot size

2

Garage

1972

Year built

One

Levels

$523

Per sqft

Private poolWaterfrontWater viewTurnkeyPets allowed

Inside

FlooringTerrazzo · Tile
AppliancesCooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ExteriorPrivate Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$4/mo
Taxes (2025)$4,275/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,900 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,096
PMI (est., until 20% equity)$285
Property tax — 2025 actual bill$356
HOA fee — from the listing$4
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,900
Interest rate6.00%
Loan term

Estimated payment

$4,900/mo

Principal & interest$4,096
PMI (est., until 20% equity)$285
Property taxes (actual bill)$356
HOA / condo fee$4
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Englewood actives

$523 vs $239

Days on market

61 vs 68 typical

Where $523/sqft sits among the 400 Englewood actives

175
108
62
16 · this home
10
29
$115–222$222–328$328–435$435–541$541–648$648+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 1433 LEMON BAY DRIVE

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34223 — neighborhood snapshot

Population

19,036

Median age

67.6

Median income

$70,155

Median home value

$358,000

Avg household

1.89

Households w/ children

693

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

182 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

Jun 4, 2026Listed at $759,000 · 61 days on market since
1972Built · POINT PINES

Reality check

What actually sold near 1433 LEMON BAY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1455 LEMON BAY DRIVESold · Jul ’26

$550,000

1455 LEMON BAY DRIVE · same community

2 bd · 2 ba · 1,432 sqft · $384/sqft · 93 DOM

1410 DEER CREEK DRIVESold · Jul ’26

$266,000

1410 DEER CREEK DRIVE · same community

2 bd · 1 ba · 1,363 sqft · $195/sqft · 160 DOM

1350 AQUA VIEW LANESold · Feb ’26

$875,000

1350 AQUA VIEW LANE · same community

2 bd · 3 ba · 1,333 sqft · $656/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1433 LEMON BAY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1433 LEMON BAY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

1433 LEMON BAY DRIVE FAQs

What would the monthly payment be for 1433 LEMON BAY DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,900/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1433 LEMON BAY DRIVE?+

The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1433 LEMON BAY DRIVE?+

The most recent tax bill on record (2025) was $4,275. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1433 LEMON BAY DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $759,000, this home is listed about 108% above the Englewood median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1433 LEMON BAY DRIVE?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$759,000 runs 97% above the ENGLEWOOD 34223 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Janet Shawen, PA. MLS #D6147608.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Englewood homes, in your inbox

Like 1433 LEMON BAY DRIVE but not quite? A daily digest of every new listing in Englewood — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 4, 2026 at 8:45 PM UTC. The listing information on this page last changed on August 4, 2026 at 8:45 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 4, 2026 at 8:45 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 4, 2026 at 8:45 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.