15738 APPLEWHITE CIRCLE, PORT CHARLOTTE, FL, 33981
Active65 days on marketListed Jun 1, 2026MLS #D6147500
About this home
15738 APPLEWHITE CIRCLE
Location, lifestyle, and waterfront living come together beautifully in one of South Gulf Cove’s most sought-after waterfront communities. Perfectly positioned for the boating enthusiast, this gorgeous 3 bedroom, 2 bathroom home offers a short ride to open water with only one bridge along the way. Inside, you’ll find a bright, inviting layout with plank tile flooring, granite countertops throughout, stainless steel appliances, a beautiful kitchen backsplash, insulated double-pane windows, and a clean coastal feel throughout. The home is beautifully maintained and move-in ready, giving you the chance to start enjoying the waterfront lifestyle right away. The modern tiled bathrooms add to the home’s polished appeal, with the main bathroom featuring dual sinks and a walk-in tiled shower. A dedicated laundry room with a utility sink adds everyday convenience. Step outside to the spacious south-facing lanai with panoramic screening, where you can relax, entertain, and take in peaceful water views all year long. Beyond the lanai, your outdoor paradise continues with a pavered patio, fire pit, and walkway leading to your private composite dock complete with water, electric, and lights. While this home does not currently have a pool, that gives you the opportunity to create the custom pool and outdoor living space you’ve always wanted. Enjoy the home, dock, and waterfront setting now, then design your dream pool when the time is right. Close to some of the best fishing in Southwest Florida, boating, golf, and just a short drive to the beautiful Gulf Coast beaches, this property offers an incredible opportunity to own affordable waterfront in a prime South Gulf Cove location. Don’t miss your chance to get on the water now and make this beautiful home your own.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,610
Sqft
0.23 ac
Lot size
2
Garage
2016
Year built
One
Levels
$357
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,058 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,058/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+64.9%
$/sqft vs PORT CHARLOTTE SEC 082
$357 vs $278
Days on market
65 vs 59 typical
Where $357/sqft sits among the 19 homes for sale in PORT CHARLOTTE SEC 082
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
9 of 19
PORT CHARLOTTE SEC 082 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1374% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15738 APPLEWHITE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$325,000
10242 HALLENDALE DRIVE · same community
4 bd · 2 ba · 1,743 sqft · $186/sqft · 297 DOM
Sold · May ’26$590,000
15272 LAKELAND CIRCLE · same community
3 bd · 2 ba · 1,838 sqft · $321/sqft · 3 DOM
Sold · Apr ’26$646,901
15436 VISALIA ROAD · same community
3 bd · 2 ba · 1,868 sqft · $346/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15738 APPLEWHITE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15738 APPLEWHITE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15738 APPLEWHITE CIRCLE FAQs
What would the monthly payment be for 15738 APPLEWHITE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,058/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15738 APPLEWHITE CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15738 APPLEWHITE CIRCLE?+
The most recent tax bill on record (2025) was $6,831. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15738 APPLEWHITE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $575,000, this home is listed about 74% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15738 APPLEWHITE CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Mark Vaccaro. MLS #D6147500.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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