81 N GULF BOULEVARD, PLACIDA, FL, 33946
Active76 days on marketListed May 8, 2026MLS #D6147387
About this home
81 N GULF BOULEVARD
Old Florida coastal charm meets laid-back island living in this beautifully furnished 3 bedroom, 3 full bath, 2 half bath waterfront home with a loft and bunk area, located on the pristine sanctuary of Palm Island. Enjoy sweeping views of the Bocilla Waterway, along with direct boating access via one bridge to the Intracoastal Waterway and Gulf in just minutes from your private dock and boat lift. Inside, the light and airy floor plan was designed to embrace coastal living with soaring ceilings, walls of windows, architectural details throughout, and seamless indoor-outdoor spaces. The stunning kitchen is perfect for gathering and entertaining, featuring a massive island with prep sink and seating, granite countertops, solid wood cabinetry, Sub-Zero and Wolf appliances, wine fridge, and a large walk-in pantry. The open living and dining areas center around a cozy wood-burning fireplace and flow effortlessly to the screened waterfront lanai. The spacious waterfront primary suite is located on the main level, while guests enjoy their own private suite on the opposite side of the home. Upstairs offers even more room to spread out with a large family room and wet bar, an additional guest suite, loft space, bunk area, and another powder bath—creating the perfect setup for hosting family and friends. Outside, the tropical setting is pure paradise with mature landscaping, a saltwater pool, huge sunny lounging deck, shaded entertaining space, outdoor shower, tons of storage, a golf cart garage, and multi-car pavered carport. Spend your evenings enjoying incredible sunset views over the Bocilla Waterway after a day of boating, fishing, shelling, or relaxing at the beach. Additional upgrades include a 38.88 kW whole-house solar photovoltaic system, 24,000-watt Generac generator, and two large propane tanks for efficiency and peace of mind. Accessible only by car ferry (only a 3 minute ride), Don Pedro Island and Palm Island offer a rare escape from the crowds with quiet beaches, world-class fishing, and the relaxed island lifestyle that makes this stretch of Florida’s coast so special.
Facts & features
The home at a glance
3
Bedrooms
4
Bathrooms
3,465
Sqft
0.23 ac
Lot size
2003
Year built
Two
Levels
$570
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$13,178 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,178/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Placida actives
$570 vs $382
Days on market
76 vs 91 typical
Where $570/sqft sits among the 166 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
66 of 166
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5543% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 81 N GULF BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,450,000
480 GULF BOULEVARD · same community
4 bd · 2 ba · 2,400 sqft · $604/sqft · 0 DOM
Sold · May ’26$1,455,000
71 N GULF BOULEVARD · same community
3 bd · 3 ba · 2,391 sqft · $609/sqft · 5 DOM
Sold · May ’26$1,450,000
391 KETTLE HARBOR DRIVE · same community
3 bd · 2.5 ba · 1,691 sqft · $857/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 81 N GULF BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 81 N GULF BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
81 N GULF BOULEVARD FAQs
What would the monthly payment be for 81 N GULF BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,178/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 81 N GULF BOULEVARD?+
The most recent tax bill on record (2025) was $19,443. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Placida?+
At $1,975,000, this home is listed about 204% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 81 N GULF BOULEVARD?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,975,000 runs 5543% above the PLACIDA 33946 median — but at 3,465 sqft it's also nearly twice the size of the typical Placida listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,195,000, now $1,975,000 — a $220K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Courtney DeFilippis. MLS #D6147387.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Placida homes, in your inbox
Like 81 N GULF BOULEVARD but not quite? A daily digest of every new listing in Placida — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →