1081 HUMBOLDT STREET, ENGLEWOOD, FL, 34224
Active87 days on marketListed May 12, 2026MLS #D6147381
About this home
1081 HUMBOLDT STREET
ANNUAL RENTAL! Waterfront single-family home located in the Gulf Aire subdivision. This beautifully renovated 3-bedroom, 2-bathroom home features wood laminate flooring throughout and an updated kitchen with all the bells and whistles. When you walk through the front door, you are welcomed by a spacious great room with plenty of room to entertain guests or enjoy time with family. The primary bedroom is privately situated away from the guest bedrooms and features an ensuite bathroom with dual granite vanities, a large walk-in closet, and an updated walk-in shower with stone flooring. The kitchen offers stainless steel appliances including a refrigerator, dishwasher, range, and microwave, along with granite countertops that extend into a breakfast bar. Just off the kitchen is the dining area with updated light fixtures throughout the home. The guest bedrooms are conveniently located near the shared guest bathroom, which has also been updated with a granite vanity and a beautiful walk-in tile shower. Step outside onto the screened-in lanai and enjoy peaceful waterfront views and true Florida living. The canal leads to Rocky Creek and out to Lemon Bay. A small dock has been added for leisure fishing and relaxing by the water. Additional updates include impact windows and a new roof installed in 2022. Don’t miss your opportunity to view this beautiful waterfront rental — schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,838
Sqft
0.21 ac
Lot size
2
Garage
1978
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Englewood actives
$1 vs $241
Days on market
87 vs 68 typical
Where $1/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
176 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 1081 HUMBOLDT STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$640,000
1052 NEWTON STREET · same community
4 bd · 3 ba · 2,552 sqft · $251/sqft · 6 DOM
Sold · Dec ’25$792,000
1915 ILLINOIS AVENUE
3 bd · 3 ba · 1,833 sqft · $432/sqft · 153 DOM
Sold · Jun ’26$375,000
8207 LAKESIDE DRIVE
3 bd · 2 ba · 1,828 sqft · $205/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1081 HUMBOLDT STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1081 HUMBOLDT STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1081 HUMBOLDT STREET FAQs
What would the monthly payment be for 1081 HUMBOLDT STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1081 HUMBOLDT STREET?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $2,400, this home is listed about 99% below the Englewood median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1081 HUMBOLDT STREET?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ENGLEWOOD 34224 market on paper
$2,400 is 97% below the ENGLEWOOD 34224 median of $89,000, and at $1/sqft it sits under the Englewood average of $314.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA WEST COAST REALTY, INC · Jean Leach. MLS #D6147381.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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