David Ramirez
Pending
$319,0002 bd2 ba1,501 sqft$213 /sqft$2,693 /mo all-in ↓

29633 NIAGARA COURT, ENGLEWOOD, FL, 34223

Pending91 days on marketListed May 6, 2026MLS #D6147355

Priced 18% below the ENGLEWOOD 34223 medianVillaSTILLWATER

About this home

29633 NIAGARA COURT

This standout home is a must-see in the Villas at Stillwater in Englewood Florida! Immaculately kept and beautifully upgraded, this 2 bedroom, 2 bathroom villa with a den offers lots of comfortable living space in a prime cul-de-sac location on an oversized lot. From the moment you walk in, you will notice the gorgeous 24-inch porcelain tile flooring that runs throughout the home along with the many modern upgrades and finishes. The villa features upgraded lighting, stainless steel appliances, plantation shutters, and a laundry room complete with a stackable washer and dryer plus a laundry tub. Both bathrooms have been tastefully upgraded with beautiful new tilework and spacious walk-in showers. The primary suite offers plenty of room along with a large ensuite bathroom featuring dual sinks, a tiled walk-in shower, and two closets. The larger closet includes a custom built-in organizer system with shelving and drawers. Additional upgrades include durable epoxy floor coatings in both the garage and screened lanai, adding a clean finished look while being easy to maintain. This home has been exceptionally well cared for and is truly move-in ready. The owner has thoughtfully upgraded the villa throughout, making it an easy choice for anyone looking for low-maintenance Florida living. The Villas at Stillwater offers a maintenance-free lifestyle with amenities that include a heated pool, spa, clubhouse, and a convenient location close to shopping, dining, golf, boating, fishing, and everyday essentials. Englewood’s beautiful Gulf beaches are just a short drive away. If you are looking for a beautifully upgraded villa in excellent condition with nothing left to do but move in and enjoy, this is it. Call today and schedule your private showing, you will be glad you did!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,501

Sqft

0.22 ac

Lot size

2

Garage

2007

Year built

One

Levels

$213

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingGarage Door Opener
ExteriorIrrigation System · Lighting · Sidewalk

Community & fees

HOA fee$310/mo
Taxes (2025)$2,452/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,693 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property tax — 2025 actual bill$204
HOA fee — from the listing$310
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,165Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,165
Interest rate6.00%
Loan term

Estimated payment

$2,693/mo

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property taxes (actual bill)$204
HOA / condo fee$310
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $319K
$303KedgeAI estimate $336,000 · range $315K$361K$376K

vs edgeAI estimate

−5.1%

$/sqft vs STILLWATER

$213 vs $243

Days on market

91 vs 68 typical

Where $213/sqft sits among the 8 homes for sale in STILLWATER

0 · this home
7
0
0
0
1
$213–233$233–253$253–274$274–294$294–315$315+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Stillwater

Map of 29633 NIAGARA COURT inside its neighborhood boundary

Get to know Englewood. See the full Englewood guide →

Stillwater — neighborhood snapshot

Population

340

Median age

70

Median income

$77,995

Median home value

$437,100

Avg household

2

Households w/ children

28%

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
ElementaryEnglewood Elementary School★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

4 of 8

STILLWATER have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

May 6, 2026Listed at $319,000 · 91 days on market since
2007Built · STILLWATER

Reality check

What actually sold near 29633 NIAGARA COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

29710 NIAGARA COURTSold · Apr ’26

$280,000

29710 NIAGARA COURT · same community

2 bd · 2 ba · 1,501 sqft · $187/sqft · 152 DOM

13458 ABERCROMBIE DRIVESold · Feb ’26

$279,000

13458 ABERCROMBIE DRIVE · same community

3 bd · 2 ba · 1,524 sqft · $183/sqft · 149 DOM

13392 ABERCROMBIE DRIVESold · Apr ’26

$285,000

13392 ABERCROMBIE DRIVE · same community

3 bd · 2 ba · 1,536 sqft · $186/sqft · 132 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 29633 NIAGARA COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 29633 NIAGARA COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

29633 NIAGARA COURT FAQs

What would the monthly payment be for 29633 NIAGARA COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,693/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 29633 NIAGARA COURT?+

The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 29633 NIAGARA COURT?+

The most recent tax bill on record (2025) was $2,452. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 29633 NIAGARA COURT?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $319,000, this home is listed about 13% below the Englewood median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 29633 NIAGARA COURT?+

Lemon Bay High School (high), Englewood Elementary School (elementary), L. A. Ainger Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ENGLEWOOD 34223 market on paper

$319,000 is 18% below the ENGLEWOOD 34223 median of $387,500, and at $213/sqft it sits under the Englewood average of $313.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Lemon Bay High School, Englewood Elementary School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PROGRAM REALTY, LLC · Jason Painter. MLS #D6147355.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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