4074 N BEACH ROAD, ENGLEWOOD, FL, 34223
Active113 days on marketListed Apr 12, 2026MLS #D6146985
About this home
4074 N BEACH ROAD
RARELY AVAILABLE! Welcome to Pelican Shore Cottages, a HIDDEN GEM of just 21 charming homesites nestled along MANASOTA KEY where old Florida character meets laid-back coastal living! Tucked along the Gulf and filled with character, stories and folk-lore! This BEAUTIFUL 3 bedroom/4 bath home with PRIVATE POOL has deeded beach access right out back! Originally built in 1968 and completely transformed in 2022, you get all of the CHARM with none of the worry! Light and Bright! The GREAT ROOM is designed for easy living and entertaining with hurricane-impact sliding glass doors that open to a long screened-in patio for indoor/outdoor living! The chef’s kitchen is the heart of the home featuring updated appliances, a spacious island and a breakfast bar where family and friends can gather! A separate family room gives you plenty of space to spread out, host guests, or create a cozy movie/game night retreat. Your private pool is ready for fun and relaxation whether you’re hosting a weekend get-together or enjoying a quiet afternoon lounging under the Florida sun! On the second floor, the primary suite feels like your own personal getaway -- complete with a large ensuite bath, a massive cedar-lined walk-in closet and a PRIVATE BALCONY with stunning Gulf views. Throw open the sliding glass doors, step out onto the balcony to take in the OCEAN VIEWS, sound of waves and coastal air! Take a stroll down your DEEDED BEACH ACCESS to sink your toes in the sand or head across the street to the private community DAY DOCK on Lemon Bay for boating or fishing. **UPDATES include 2021 NEW ROOF (Anthony Leonard Roofing), 2022 NEW HVAC (2 new systems), HURRICANE IMPACT windows, doors and sliding glass doors, 2025 Garage Door, 2025 Electrical Panel, 2020 POOL RESURFACING, 2025 EnduraFlood Drywall System installation on the entire first floor.** Location, location, location! Located in the heart of Manasota Key, you’re surrounded by 11 miles of gorgeous sandy beaches and tree-lined winding streets. Local restaurants like the Lock n' Key, Magnolia's, The Waverly, Sandbar Grille are less than a mile away with fine and casual dining options as well as night-time music entertainment! When you’re ready to explore, Historic Dearborn Street is just minutes away and offers local restaurants, coffee spots, shopping, live music, art festivals, and a weekly farmers market! Whether you’re looking for a full-time residence, vacation getaway, or investment property, this is your chance to own a slice of Florida paradise in one of the most special communities on the Gulf! Call today for your private showing!
Facts & features
The home at a glance
3
Bedrooms
4
Bathrooms
2,096
Sqft
0.15 ac
Lot size
2
Garage
1968
Year built
Two
Levels
$858
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,301 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,301/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Englewood actives
$858 vs $240
Days on market
113 vs 67 typical
Where $858/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34223 — neighborhood snapshot
Population
19,036
Median age
67.6
Median income
$70,155
Median home value
$358,000
Avg household
1.89
Households w/ children
693
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
181 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 363% above the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 4074 N BEACH ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$950,000
3030 N BEACH ROAD UNIT C · same community
2 bd · 2 ba · 1,261 sqft · $753/sqft · 129 DOM
Sold · Jun ’26$1,114,000
2770 N BEACH ROAD UNIT 303
3 bd · 2.5 ba · 1,889 sqft · $590/sqft · 105 DOM
Sold · Mar ’26$840,000
2835 N BEACH ROAD UNIT A
3 bd · 3 ba · 1,872 sqft · $449/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4074 N BEACH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4074 N BEACH ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4074 N BEACH ROAD FAQs
What would the monthly payment be for 4074 N BEACH ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,301/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4074 N BEACH ROAD?+
The most recent tax bill on record (2025) was $9,103. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Englewood?+
At $1,799,000, this home is listed about 393% above the Englewood median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4074 N BEACH ROAD?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,799,000 runs 363% above the ENGLEWOOD 34223 median — but at 2,096 sqft it's also 41% larger than the typical Englewood listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,899,000, now $1,799,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Julie Lowder. MLS #D6146985.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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