David Ramirez
$425,0002 bd2 ba1,222 sqft$348 /sqft$3,252 /mo all-in ↓

1591 BEACH ROAD UNIT 407, ENGLEWOOD, FL, 34223

Active113 days on marketListed Apr 15, 2026MLS #D6146969

CondominiumSANDPIPER KEY BLDG 05

About this home

1591 BEACH ROAD UNIT 407

Beautiful Waterfront 4th Floor 2/2 Condo with 19' Florida Room, Side Balcony and Elevator being sold Turnkey! Located less than a mile from the Gulf, enjoy the quaint lifestyle and extraordinary views of Lemon Bay and the Intercoastal at sunrise every day and bask in this majestic oasis as you watch dolphins, manatees and boaters go by. Open balcony has a waterview too and perfect to view a sunset over the Gulf. Kitchen upgraded with backsplash, granite countertops, recessed lighting, and an Induction Stove with magnetic pans and pantry. New Air Conditioner, upgraded doors, ceramic tile with carpet in living area and bedrooms and Washer and Dryer. Many extras such as twin Murphy Beds in Guest Bedroom to allow room for hobbies or office space. Computer, file cabinet, work table & lamp, golf clubs and many tools for minor maintenance also included. Extra locked closet in Primary's Walk In Closet. Hook up for Electric Vehicle Charger in garage parking space and conveniently located next to storage locker. Note: Room measurements are approximate. Association has passed the State mandated MILESTONE STRUCTURAL INSPECTION and No Repairs were needed. Required Reserves have been established too! Maintenance fees include water and cable. Condo amenities include elevator, covered garage parking, bicycle/kayak/SUP storage, garage storage locker for beach or fishing supplies, guest parking, gas grill areas, two heat/cool pools and a small dock for fishing. Clubhouse/Library with social activities and an on-site Rental Office available. Enjoy a walk on a well maintained sidewalk to beautiful Englewood Beach and popular restaurants on Manasota Key with two offering free shuttles to and from the condo! For boaters, there are 60 privately owned docks across the road usually available to purchase or rent. Amazing views and location! - Don't miss this one of a kind!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,222

Sqft

1

Garage

1982

Year built

One

Levels

$348

Per sqft

Water viewTurnkeyPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Closet · Laundry Room · Outside · Same Floor As Condo Unit
CoolingCentral Air
HeatingElectric
FurnishedTurnkey

Outside & construction

RoofMembrane · Tile
ConstructionBlock · Concrete · Stucco · Vinyl Siding
FoundationBlock · Slab
ViewWater
FacesNorthwest
ParkingAssigned · Guest · Under Building
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Outdoor Shower · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$4,824/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit, Yes
CommunityBay/Harbor Front · Dock · Fishing · Intracoastal Waterway · Waterfront · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · No Truck/RV/Motorcycle Parking · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,252 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$402
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,252/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$402
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$331KedgeAI estimate $416,763 · range $345K$455K$473K

vs edgeAI estimate

+2%

$/sqft vs Englewood actives

$348 vs $238

Days on market

113 vs 68 typical

Where $348/sqft sits among the 400 Englewood actives

171
111
60 · this home
18
12
28
$115–221$221–327$327–433$433–539$539–645$645+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 1591 BEACH ROAD UNIT 407

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34223 — neighborhood snapshot

Population

19,036

Median age

67.6

Median income

$70,155

Median home value

$358,000

Avg household

1.89

Households w/ children

693

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

179 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

Apr 15, 2026Listed at $425,000 · 113 days on market since
1982Built · SANDPIPER KEY BLDG 05

Reality check

What actually sold near 1591 BEACH ROAD UNIT 407

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1591 BEACH ROAD UNIT 307Sold · Mar ’26

$400,000

1591 BEACH ROAD UNIT 307 · same community

2 bd · 2 ba · 1,222 sqft · $327/sqft · 56 DOM

1591 BEACH ROAD UNIT 202Sold · May ’26

$380,000

1591 BEACH ROAD UNIT 202 · same community

2 bd · 2 ba · 1,220 sqft · $311/sqft · 75 DOM

40 SAND DOLLAR LANESold · Mar ’26

$603,000

40 SAND DOLLAR LANE

2 bd · 2 ba · 1,222 sqft · $493/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1591 BEACH ROAD UNIT 407 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1591 BEACH ROAD UNIT 407 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1591 BEACH ROAD UNIT 407 FAQs

What would the monthly payment be for 1591 BEACH ROAD UNIT 407?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,252/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1591 BEACH ROAD UNIT 407?+

The most recent tax bill on record (2025) was $4,824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1591 BEACH ROAD UNIT 407?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $425,000, this home is listed about 16% above the Englewood median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1591 BEACH ROAD UNIT 407?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$425,000 runs 10% above the ENGLEWOOD 34223 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Brenda Brucker. MLS #D6146969.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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