10924 LERWICK CIRCLE, ENGLEWOOD, FL, 34223
Active115 days on marketListed Apr 9, 2026MLS #D6146961
About this home
10924 LERWICK CIRCLE
Welcome to Arlington Cove, an intimate community of just 76 villas where you can truly embrace the best of the Florida lifestyle. Ideally located near shopping, dining, outdoor recreation, and the pristine beaches of Southwest Florida, this beautifully maintained 2-bedroom, 2-bath, 2-car garage villa offers both comfort and convenience. Step through the screened entry into a bright, open floor plan featuring 10-foot ceilings, crown molding, and recessed lighting throughout the main living areas. The spacious living room, complete with tiled flooring and a ceiling fan, flows seamlessly to the lanai through sliding glass doors—perfect for enjoying Florida’s indoor-outdoor living. The light-filled eat-in kitchen is both functional and stylish, offering white raised-panel cabinetry, solid surface countertops, tiled flooring, and a closet pantry. A full suite of GE appliances—including a double-door refrigerator, smooth-top range, built-in microwave, and dishwasher—completes the space. A centrally located bonus room provides flexible living options and can easily serve as a formal dining area, home office, den, or media room. The primary suite comfortably accommodates a king-size bed and features a walk-in closet, ceiling fan, and private en-suite bath with tiled flooring, a cultured marble vanity, and an easy-access shower. The guest bedroom also includes a walk-in closet and ceiling fan, while the guest bath offers a tub/shower combination and solid surface vanity. Additional highlights include an indoor laundry room with built-in cabinetry and GE washer and dryer, plus a spacious two-car garage with a utility sink and automatic opener. Recent updates provide peace of mind, including an A/C system (2021), water heater (2022), garbage disposal (2021), and garage door opener (2022). Best of all, this is in an "x" flood zone, meaning your lender will not require flood insurance! The homeowner’s association enhances the maintenance-free lifestyle by handling exterior painting and roof replacement at the end of its lifespan. Residents enjoy a community pool and beautifully landscaped grounds, along with close proximity to local favorites such as the Thursday Farmers Market, the charming shops and restaurants on Dearborn Street, weekend antique car shows, and so much more. Come experience the relaxed elegance of Florida living at Arlington Cove—your perfect place to call home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,434
Sqft
0.09 ac
Lot size
2
Garage
2012
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,729 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,729/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7%
$/sqft vs Englewood actives
$216 vs $240
Days on market
115 vs 59 typical
Where $216/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Arlington Cove
Get to know Englewood. See the full Englewood guide →
Arlington Cove — neighborhood snapshot
Population
865
Median age
74
Median income
$89,821
Median home value
$528,600
Avg household
2
Households w/ children
5%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$320K → $333K
Englewood median sold, yr/yr
94.5%
Sale-to-list ratio (12 mo)
181 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 10924 LERWICK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$312,000
27255 IPSWICH DRIVE · same community
2 bd · 2 ba · 1,560 sqft · $200/sqft · 13 DOM
Sold · Dec ’25$282,500
27231 IPSWICH DRIVE · same community
2 bd · 2 ba · 1,560 sqft · $181/sqft · 3 DOM
Sold · Feb ’26$312,000
10810 LERWICK CIRCLE · same community
2 bd · 2 ba · 1,560 sqft · $200/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10924 LERWICK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10924 LERWICK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10924 LERWICK CIRCLE FAQs
What would the monthly payment be for 10924 LERWICK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,729/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10924 LERWICK CIRCLE?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10924 LERWICK CIRCLE?+
The most recent tax bill on record (2025) was $3,395. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10924 LERWICK CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $309,900, this home is listed about 16% below the Englewood median of $369,302. The market section on this page shows how the area is trending.
Which schools are assigned to 10924 LERWICK CIRCLE?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ENGLEWOOD 34223 market on paper
$309,900 is 20% below the ENGLEWOOD 34223 median of $388,250, and at $216/sqft it sits under the Englewood average of $310.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Kathy Damewood. MLS #D6146961.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Englewood homes, in your inbox
Like 10924 LERWICK CIRCLE but not quite? A daily digest of every new listing in Englewood — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →