David Ramirez
$185,0002 bd2 ba840 sqft$220 /sqft$1,539 /mo all-in ↓

258 VIA DE LUNA, ENGLEWOOD, FL, 34224

Active120 days on marketListed Apr 8, 2026MLS #D6146909

Manufactured HomeMOBILE GARDENS 1ST ADD

About this home

258 VIA DE LUNA

A Laid Back Florida Lifestyle Begins in Mobile Gardens with Water Access, Peaceful Nature Views, and the Privacy of Oyster Creek Environmental Park Right in Your Backyard! This two bedroom, two bathroom double wide manufactured home with carport is positioned on a nicely sized lot, giving you extra space and privacy between neighbors, with the structure located in the X flood zone for added peace of mind. Inside, you will love the open layout filled with natural light and sunshine. LVP flooring runs consistently throughout the home, making maintenance simple and easy. The great room flows into the dining area and partially open kitchen, creating a comfortable space for everyday living and entertaining. The Florida room is lined with windows, allowing you to enjoy the feel of the outdoors in a climate controlled setting. The kitchen has been beautifully remodeled with gray shaker style cabinets with soft close hinges, quartz countertops, tile backsplash, stainless steel appliances, and a convenient reach-in pantry. The ensuite primary bedroom offers a reach-in closet and a private bathroom with a walk-in shower and granite topped vanity. The guest bedroom also includes a reach-in closet, with the guest bathroom featuring a step-in shower and custom vanity. A dedicated laundry closet adds everyday convenience. Additional highlights include a 2024 roof and 2021 HVAC system, offering updated systems and added peace of mind for years to come. There is also a 2023 shed for additional storage, giving you the perfect place to keep beach gear, golf clubs, and pickleball racquets ready for your fun days ahead. Mobile Gardens is a resident owned waterfront community where you own your land, offering long term value and flexibility. Set along Oyster Creek, residents can enjoy access to two private community boat ramps, a dock, and available boat slips with direct access to Lemon Bay and the Gulf, making it a great fit for boating and fishing enthusiasts, with participation through a low fee voluntary HOA. The community is not age restricted, pets are welcome, and the clubhouse offers a variety of social events and activities. Neighbors often travel by golf cart to visit friends or head to gatherings, creating a friendly and connected atmosphere. All of this is just three miles from Gulf beaches and close to shopping, restaurants, medical services, golf courses, and live entertainment, along with nearby outdoor recreation at Ann Dever Memorial Regional Park. Life here is about sunshine, water, and community at 258 Via Deluna.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

840

Sqft

0.17 ac

Lot size

1980

Year built

One

Levels

$220

Per sqft

Trees/Woods viewNegotiablePets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofMembrane
ConstructionVinyl Siding
FoundationCrawlspace
ViewTrees/Woods
FacesEast
ParkingDriveway
ExteriorLighting · Rain Gutters

Community & fees

Taxes (2025)$2,500/yr
PetsYes
CommunityBoat Slip · Canal Front · Community Boat Ramp · Dock · Water Access · Waterfront · Clubhouse · Deed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,539 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Property tax — 2025 actual bill$208
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,475
Interest rate6.00%
Loan term

Estimated payment

$1,539/mo

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Property taxes (actual bill)$208
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $185K
$124KedgeAI estimate $140,899 · range $129K$170K$192K

vs edgeAI estimate

+31.3%

$/sqft vs Englewood actives

$220 vs $239

Days on market

120 vs 68 typical

Where $220/sqft sits among the 400 Englewood actives

169 · this home
112
61
18
12
28
$115–221$221–327$327–433$433–539$539–645$645+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 258 VIA DE LUNA

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34224 — neighborhood snapshot

Population

15,971

Median age

63.6

Median income

$56,862

Median home value

$262,200

Avg household

2.02

Households w/ children

795

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

177 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 119% above the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

Apr 8, 2026Listed at $185,000 · 120 days on market since
1980Built · MOBILE GARDENS 1ST ADD

Reality check

What actually sold near 258 VIA DE LUNA

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

774 BAJA VIEJOSold · Apr ’26

$82,500

774 BAJA VIEJO · same community

2 bd · 1 ba · 700 sqft · $118/sqft · 7 DOM

615 VIA CALASold · Apr ’26

$274,000

615 VIA CALA · same community

2 bd · 2 ba · 1,008 sqft · $272/sqft · 84 DOM

755 BAJA VIEJOSold · Mar ’26

$67,500

755 BAJA VIEJO · same community

2 bd · 1 ba · 672 sqft · $100/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 258 VIA DE LUNA — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 258 VIA DE LUNA — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

258 VIA DE LUNA FAQs

What would the monthly payment be for 258 VIA DE LUNA?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,539/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 258 VIA DE LUNA?+

The most recent tax bill on record (2025) was $2,500. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 258 VIA DE LUNA?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $185,000, this home is listed about 49% below the Englewood median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 258 VIA DE LUNA?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$185,000 runs 119% above the ENGLEWOOD 34224 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ALLIANCE GROUP · Carla Stiver, PA. MLS #D6146909.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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