
9200 LITTLE GASPARILLA ISLAND UNIT 403, PLACIDA, FL, 33946
Active127 days on marketListed Apr 6, 2026MLS #D6146806
About this home
9200 LITTLE GASPARILLA ISLAND UNIT 403
Get the Best of Both Worlds with this unique condo in the Placida Beach community on Little Gasparilla Island. Where else can you find a bridgeless barrier island community with a private, hourly ferry to take you the 7-10 minute ride across Placida Harbour to your Bayfront home? Or, if you have your own boat, you can dock it in a slip on the island pier/ferry dock while you are in residence. Docks are also available for lease in the mainland harbour if you want extended mainland access with your own boat. This completely renovated condo has stunning views from two screened lanais overlooking Placida Bay. Enjoy your morning coffee or protein shake while watching the amazing sunrises from your primary bedroom, living room or kitchen, or while relaxing on a lanai. Stunning views of the water, docks, the night sky and mainland lights twinkling across the water. The unit comes turn-key with the exception of a sofa table and mirror. All living room furniture is brand new in February 2026, along with the king mattress in the primary bedroom. The kitchen table and chairs also stay as do the nightstands, dresser and two new TV's. The kitchen boasts all new cabinets including a pantry, refrigerator, range, microwave, dishwasher, garbage disposal, sink and fixtures. The bonus, or flex room has a small desk and comfortable reading corner, and could easily be converted to a second bedroom. The newer stacking washer and dryer in a closet will stay and a breakfast bar overlooking the kitchen and the beautiful view of the water. The bathroom boasts all new tile in the shower and floor, a new cabinet, toliet, sink and mirror. All lighting is new and stays. The mechanicals are new- HVAC system and Hot Water tank. Placida Beach is part of the Placida Harbour Club on the mainland and shares the common facilities on both the island and the mainland. There is an island pool and Clubhouse a 2 minute walk away, and another 3 minutes to the deeded beach access where you'll find the most tranquil beach ever. Unspoiled, uncrowded, and the most phenomenal sunsets imaginable. They don't disappoint. Below the building is a storage unit with access from under the building to store your fishing and beach gear and an additional door to the outside should you like a golf cart. On the mainland, you'll find a Cabana clubhouse with a pool, and a larger main clubhouse offering a larger pool, spa and more amenties within. Enjoy the card rooms, lounge/reading room, kitchen, and the new fitness center with all new equipment and space options for your workout. The Club's social committee welcomes the island owners to join the scheduled activities as well. Mainland docks can be leased by all members for an annual cost. Fishing enthusiasts will enjoy fishing from the island pier or in the surrounding waters of LGI and beyond with access to the Gulf. Enjoy the slower pace of island living, with the convenience nearby shopping, churches, restaurants, golf courses and more on the mainland. Peace, that tropical vibe, a bit of Old Florida with modern amenties on 3.5 miles of sand teaming with seashells, shark teeth and memories in the making. Come and check it out for yourself. Island owners are permitted to rent their units a minimum of 4 nights. So much to see, so much to do, so much to fall in love with. Truly where a barrier island meets the mainland. It's the best of both worlds!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
787
Sqft
0.02 ac
Lot size
1986
Year built
One
Levels
$507
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,557 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,557/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−39.9%
$/sqft vs Placida actives
$507 vs $355
Days on market
127 vs 106 typical
Where $507/sqft sits among the 149 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $535K
Placida median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
65 of 149
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1040% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 9200 LITTLE GASPARILLA ISLAND UNIT 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$285,000
9200 LITTLE GASPARILLA UNIT 203
1 bd · 1 ba · 787 sqft · $362/sqft · 281 DOM
Sold · Dec ’25$443,000
8472 GRAND AVENUE
2 bd · 1.5 ba · 832 sqft · $532/sqft · 188 DOM
Sold · Jun ’26$595,000
8356 LITTLE GASPARILLA ISLAND
2 bd · 1 ba · 832 sqft · $715/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9200 LITTLE GASPARILLA ISLAND UNIT 403 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9200 LITTLE GASPARILLA ISLAND UNIT 403 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9200 LITTLE GASPARILLA ISLAND UNIT 403 FAQs
What would the monthly payment be for 9200 LITTLE GASPARILLA ISLAND UNIT 403?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,557/mo — principal and interest, the actual property-tax bill, the $523/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9200 LITTLE GASPARILLA ISLAND UNIT 403?+
The association fee works out to $523 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9200 LITTLE GASPARILLA ISLAND UNIT 403?+
The most recent tax bill on record (2024) was $4,178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9200 LITTLE GASPARILLA ISLAND UNIT 403?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $399,000, this home is listed about 39% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9200 LITTLE GASPARILLA ISLAND UNIT 403?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,000 runs 1040% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $523/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Dawn Bokar. MLS #D6146806.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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