David Ramirez
$399,0001 bd1 ba787 sqft$507 /sqft$3,557 /mo all-in ↓

9200 LITTLE GASPARILLA ISLAND UNIT 403, PLACIDA, FL, 33946

Active127 days on marketListed Apr 6, 2026MLS #D6146806

WaterfrontCondominiumPLACIDA BEACH PH 02 BLDG 04

About this home

9200 LITTLE GASPARILLA ISLAND UNIT 403

Get the Best of Both Worlds with this unique condo in the Placida Beach community on Little Gasparilla Island. Where else can you find a bridgeless barrier island community with a private, hourly ferry to take you the 7-10 minute ride across Placida Harbour to your Bayfront home? Or, if you have your own boat, you can dock it in a slip on the island pier/ferry dock while you are in residence. Docks are also available for lease in the mainland harbour if you want extended mainland access with your own boat. This completely renovated condo has stunning views from two screened lanais overlooking Placida Bay. Enjoy your morning coffee or protein shake while watching the amazing sunrises from your primary bedroom, living room or kitchen, or while relaxing on a lanai. Stunning views of the water, docks, the night sky and mainland lights twinkling across the water. The unit comes turn-key with the exception of a sofa table and mirror. All living room furniture is brand new in February 2026, along with the king mattress in the primary bedroom. The kitchen table and chairs also stay as do the nightstands, dresser and two new TV's. The kitchen boasts all new cabinets including a pantry, refrigerator, range, microwave, dishwasher, garbage disposal, sink and fixtures. The bonus, or flex room has a small desk and comfortable reading corner, and could easily be converted to a second bedroom. The newer stacking washer and dryer in a closet will stay and a breakfast bar overlooking the kitchen and the beautiful view of the water. The bathroom boasts all new tile in the shower and floor, a new cabinet, toliet, sink and mirror. All lighting is new and stays. The mechanicals are new- HVAC system and Hot Water tank. Placida Beach is part of the Placida Harbour Club on the mainland and shares the common facilities on both the island and the mainland. There is an island pool and Clubhouse a 2 minute walk away, and another 3 minutes to the deeded beach access where you'll find the most tranquil beach ever. Unspoiled, uncrowded, and the most phenomenal sunsets imaginable. They don't disappoint. Below the building is a storage unit with access from under the building to store your fishing and beach gear and an additional door to the outside should you like a golf cart. On the mainland, you'll find a Cabana clubhouse with a pool, and a larger main clubhouse offering a larger pool, spa and more amenties within. Enjoy the card rooms, lounge/reading room, kitchen, and the new fitness center with all new equipment and space options for your workout. The Club's social committee welcomes the island owners to join the scheduled activities as well. Mainland docks can be leased by all members for an annual cost. Fishing enthusiasts will enjoy fishing from the island pier or in the surrounding waters of LGI and beyond with access to the Gulf. Enjoy the slower pace of island living, with the convenience nearby shopping, churches, restaurants, golf courses and more on the mainland. Peace, that tropical vibe, a bit of Old Florida with modern amenties on 3.5 miles of sand teaming with seashells, shark teeth and memories in the making. Come and check it out for yourself. Island owners are permitted to rent their units a minimum of 4 nights. So much to see, so much to do, so much to fall in love with. Truly where a barrier island meets the mainland. It's the best of both worlds!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

787

Sqft

0.02 ac

Lot size

1986

Year built

One

Levels

$507

Per sqft

WaterfrontWater viewTurnkeyPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionHardiPlank Type · Wood Frame
FoundationStilt/On Piling
ViewWater
FacesWest
ParkingCommon · Golf Cart Garage · Golf Cart Parking · Open
ExteriorBalcony · Fire Pit · Garden · Outdoor Grill · Private Entrance · Rain Gutters · Sliding Doors · Storage · Tennis Court(s)

Community & fees

HOA fee$523/mo
Taxes (2024)$4,178/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
CommunityBay/Harbor Front · Boat Slip · Dock · Fishing · Gulf/Ocean Front · Intracoastal Waterway · Marina · Water Access · Buyer Approval Required · Clubhouse · Fitness Center · Gated Community - No Guard · Golf Carts OK · No Truck/RV/Motorcycle Parking · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Fire Hydrant · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,557 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2024 actual bill$348
Condo fee — from the listing$523
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$3,557/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$348
HOA / condo fee$523
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$383KedgeAI estimate $664,025 · range $538K$979K$1.0M

vs edgeAI estimate

−39.9%

$/sqft vs Placida actives

$507 vs $355

Days on market

127 vs 106 typical

Where $507/sqft sits among the 149 Placida actives

64
30
16 · this home
15
13
11
$183–321$321–459$459–597$597–735$735–873$873+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Map of 9200 LITTLE GASPARILLA ISLAND UNIT 403

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$475K$535K

Placida median sold, yr/yr

92.4%

Sale-to-list ratio (12 mo)

65 of 149

Placida actives have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1040% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

Apr 6, 2026Listed at $399,000 · 127 days on market since
1986Built · PLACIDA BEACH PH 02 BLDG 04

Reality check

What actually sold near 9200 LITTLE GASPARILLA ISLAND UNIT 403

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9200 LITTLE GASPARILLA UNIT 203Sold · Jun ’26

$285,000

9200 LITTLE GASPARILLA UNIT 203

1 bd · 1 ba · 787 sqft · $362/sqft · 281 DOM

8472 GRAND AVENUESold · Dec ’25

$443,000

8472 GRAND AVENUE

2 bd · 1.5 ba · 832 sqft · $532/sqft · 188 DOM

8356 LITTLE GASPARILLA ISLANDSold · Jun ’26

$595,000

8356 LITTLE GASPARILLA ISLAND

2 bd · 1 ba · 832 sqft · $715/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9200 LITTLE GASPARILLA ISLAND UNIT 403 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9200 LITTLE GASPARILLA ISLAND UNIT 403 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

9200 LITTLE GASPARILLA ISLAND UNIT 403 FAQs

What would the monthly payment be for 9200 LITTLE GASPARILLA ISLAND UNIT 403?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,557/mo — principal and interest, the actual property-tax bill, the $523/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9200 LITTLE GASPARILLA ISLAND UNIT 403?+

The association fee works out to $523 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9200 LITTLE GASPARILLA ISLAND UNIT 403?+

The most recent tax bill on record (2024) was $4,178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9200 LITTLE GASPARILLA ISLAND UNIT 403?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $399,000, this home is listed about 39% below the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9200 LITTLE GASPARILLA ISLAND UNIT 403?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$399,000 runs 1040% above the PLACIDA 33946 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $523/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Dawn Bokar. MLS #D6146806.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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