4077 MANATEE LANE, PUNTA GORDA, FL, 33980
Active138 days on marketListed Mar 17, 2026MLS #D6146620
About this home
4077 MANATEE LANE
Welcome to your Florida dream home in the sought-after River Club community! Built in 2020, this beautifully designed 4-bedroom, 2-bath home with a 2-car garage offers 1,828 square foot of open-concept living space. This spacious floor plan seamlessly connects the living, dining, and kitchen areas, creating a bright inviting atmosphere throughout the home. The modern kitchen is a chef's delight, featuring contemporary appliances, ample cabinetry, and a generous pantry. The primary suite serves as a private retreat with a large walk-in closet. Step outside to the covered lanai, an ideal space for enjoying morning coffee or relaxing in the evening enjoying SWFL sunsets. Additional highlights include smart home technology, central air, interior laundry, durable tile, and carpet flooring throughout. Located in the desirable River Club community, residents enjoy low HOA fees and access to I-75, making it perfect for both full time and seasonal living. Enjoy a gorgeous community pool, fitness center, club house, and much more. Just 3 minutes to Charlotte Harbor for boating, fishing, waterfront dining. Enjoy biking trails, shopping, dining, golf courses, and medical services. You'll have the perfect Florida Lifestyle between Sarasota and Fort Myers. Don't miss out on this opportunity to own a modern Florida home in a growing vibrant community!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,812
Sqft
0.16 ac
Lot size
2
Garage
2020
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,803 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,803/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
$/sqft vs RIVER CLUB
$182 vs $176
Days on market
138 vs 59 typical
Where $182/sqft sits among the 12 homes for sale in RIVER CLUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33980 — neighborhood snapshot
Population
13,235
Median age
63.4
Median income
$61,871
Median home value
$221,200
Avg household
2.09
Households w/ children
956
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
5 of 12
RIVER CLUB have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 139% above the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 4077 MANATEE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$350,000
6647 OAKBROOKE CIRCLE · same community
2 bd · 2 ba · 1,806 sqft · $194/sqft · 120 DOM
Sold · Jul ’26$307,000
24033 CANAL STREET · same community
3 bd · 2 ba · 1,832 sqft · $168/sqft · 74 DOM
Sold · Mar ’26$382,000
4276 RIVER BANK WAY · same community
3 bd · 2 ba · 1,834 sqft · $208/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4077 MANATEE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4077 MANATEE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4077 MANATEE LANE FAQs
What would the monthly payment be for 4077 MANATEE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,803/mo — principal and interest, the actual property-tax bill, the $398/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4077 MANATEE LANE?+
The association fee works out to $398 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4077 MANATEE LANE?+
The most recent tax bill on record (2025) was $1,877. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4077 MANATEE LANE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $329,999, this home is listed about 4% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 4077 MANATEE LANE?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Jennifer Ware. MLS #D6146620.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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