David Ramirez
$1,748,000$1,888,8883 bd3 ba2,565 sqft$681 /sqft$11,279 /mo all-in ↓

2544 RIO LISBO COURT, PUNTA GORDA, FL, 33950

Active129 days on marketListed Apr 4, 2026MLS #D6146537

Reduced $141KWaterfrontPrivate poolSingle Family ResidencePUNTA GORDA ISLES SEC 06

About this home

2544 RIO LISBO COURT

Your Waterfront Sunset View Dream Home in the Prestigious Sailboat Section of Punta Gorda Isles Step into a rare opportunity where luxury, privacy, and breathtaking waterfront living converge. From the moment you arrive, you’ll sense that this is more than a home — it’s a lifestyle reserved for those who appreciate the extraordinary. Perfectly positioned in the highly sought-after sailboat section of Punta Gorda Isles, this exceptional key lot waterfront estate boasts 140' feet of reinforced seawall and expansive, unobstructed wide basin and long-canal views. Each evening, the sky transforms into a masterpiece of vivid sunsets, while tranquil moonlit waters create an ambiance of pure serenity. The impeccably renovated 3-bedroom, 3-bath residence showcases a sophisticated open-concept design, enhanced by walls of hurricane-impact sliding glass doors that create a seamless flow between indoor and outdoor living. A comprehensive remodel and new roof elevate the home with a refined, modern organic aesthetic, while natural light fills the interior capturing stunning water views from nearly every angle. Designed for a truly elevated lifestyle, the outdoor setting is anchored by a brand-new saltwater infinity-edge pool and spa with sun shelf, finished with glass pebble surfaces for a striking, resort-quality feel. Intended for both relaxation and entertaining, the outdoor living space rivals that of a private resort. Refine your putting skills on your own 5-hole green, or host unforgettable gatherings in the expansive outdoor kitchen overlooking the water. This oversized key lot also offers ample space for extended covered lanais and features a substantial concrete dock, ready to accommodate your custom boating setup. Inside, the home continues to impress with an incredible chef’s kitchen featuring high-end finishes and a beautifully designed primary suite with a spa-inspired ensuite bath, creating a private retreat of comfort and sophistication. Bonus features of this home include, large walk in pantry, coffee station, back lit onyx waterfall island, fireplace feature wall, extensive landscape lighting, automated lighting throughout, automated blinds and an epoxy-finished garage floor all adding a distinctive touch. With direct, no-bridge sailboat access, you’re just minutes from the open waters of Charlotte Harbor and the Gulf of America — a true boater’s paradise. Nearby, downtown Punta Gorda offers an array of waterfront dining, boutique shopping, and cultural experiences, all within a charming, vibrant coastal setting. Meticulously updated and exceptionally positioned, this property delivers the ultimate Southwest Florida lifestyle — where luxury meets tranquility and every day feels like a getaway. If you’ve been waiting for a signature waterfront property that truly stands apart, this is your moment. Boardwalk and Park Place available! Schedule your private showing today and experience it for yourself.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,565

Sqft

0.23 ac

Lot size

2

Garage

1988

Year built

One

Levels

$681

Per sqft

Private poolWaterfrontFireplacePool & Water viewNegotiablePets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Skylight(s) · Smart Home · Solid Wood Cabinets · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesEast
ParkingGarage Door Opener · Workshop in Garage
ExteriorIrrigation System · Lighting · Other · Outdoor Grill · Outdoor Kitchen · Outdoor Shower · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$12,374/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,279 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,432
PMI (est., until 20% equity)$656
Property tax — 2025 actual bill$1,031
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $174,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $174,800
Interest rate6.00%
Loan term

Estimated payment

$11,279/mo

Principal & interest$9,432
PMI (est., until 20% equity)$656
Property taxes (actual bill)$1,031
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.7M
$953KedgeAI estimate $1,114,629 · range $993K$1.4M$1.8M

vs edgeAI estimate

+56.8%

$/sqft vs Punta Gorda actives

$681 vs $206

Days on market

129 vs 62 typical

Where $681/sqft sits among the 400 Punta Gorda actives

215
122
38
11
7
7 · this home
$118–212$212–306$306–400$400–494$494–588$588+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Map of 2544 RIO LISBO COURT

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

196 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 560% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,748,000 $141K
Apr 4, 2026Listed at $1,888,888 · 129 days on market since
1988Built · PUNTA GORDA ISLES SEC 06

Reality check

What actually sold near 2544 RIO LISBO COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

258 VENEZIA COURTSold · Apr ’26

$625,000

258 VENEZIA COURT · same community

3 bd · 2 ba · 2,581 sqft · $242/sqft · 174 DOM

2517 RIO GRANDE DRIVESold · Mar ’26

$1,075,000

2517 RIO GRANDE DRIVE · same community

3 bd · 2.5 ba · 2,604 sqft · $413/sqft · 92 DOM

262 LIDO DRIVESold · May ’26

$540,000

262 LIDO DRIVE · same community

3 bd · 2.5 ba · 2,469 sqft · $219/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2544 RIO LISBO COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2544 RIO LISBO COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

2544 RIO LISBO COURT FAQs

What would the monthly payment be for 2544 RIO LISBO COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,279/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2544 RIO LISBO COURT?+

The most recent tax bill on record (2025) was $12,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2544 RIO LISBO COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $1,748,000, this home is listed about 415% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.

Which schools are assigned to 2544 RIO LISBO COURT?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,748,000 runs 560% above the PUNTA GORDA 33950 median — but at 2,565 sqft it's also 53% larger than the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

129 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,888,888, now $1,748,000 — a $141K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 TROPICAL BREEZE · Jan Fanstill. MLS #D6146537.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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