David Ramirez
$1,135,0003 bd2.5 ba2,103 sqft$540 /sqft$8,202 /mo all-in ↓

11000 PLACIDA ROAD UNIT 2602, PLACIDA, FL, 33946

Active144 days on marketListed Mar 1, 2026MLS #D6146390

CondominiumPLACIDA HARBOUR SEC 02 BLDG 26

About this home

11000 PLACIDA ROAD UNIT 2602

One or more photo(s) has been virtually staged. Experience refined coastal living at Placida Harbour Club in this beautifully reimagined, one-level residence offering 2,103 square feet of living space. Completely updated and redesigned to include 3 bedrooms and 2.5 bathrooms, this stunning condominium captures sweeping panoramic views of Placida Harbor and the Intracoastal Waterway from nearly every angle. Inside, wood-look porcelain tile flows seamlessly throughout, complemented by smooth drywall finishes, LED lighting, and impact glass windows and doors with additional hurricane shutters for peace of mind. The chef’s kitchen is both elegant and functional, showcasing GE stainless steel appliances, quartz countertops, solid wood cabinetry, and generous prep space, all perfectly positioned to enjoy tranquil water views while cooking or entertaining. The redesigned primary suite layout enhances both comfort and functionality, creating immense closet space rarely found in condominium living. The spacious primary bathroom offers dual vanities, refined finishes, and a large walk-in shower. A custom built-in bar with integrated refrigerator and freezer drawers adds a sophisticated touch for hosting, while the fully remodeled bathrooms reflect a clean, contemporary aesthetic. Step onto the screened lanai and savor the waterfront breeze, enhanced by electric roll-down hurricane screens for protected, year-round enjoyment. Practicality meets luxury with elevator access, a new standing seam metal roof (2023), and a two-car tandem garage paired with an oversized private storage room—an exceptional offering in condominium living. Beyond the residence, Placida Harbour Club delivers a dynamic waterfront lifestyle. Residents enjoy multiple clubhouses, heated swimming pools, a well-equipped fitness facility, tennis and pickleball courts, a deep-water marina with kayak launch, scenic shoreline walking paths, and private ferry service to the unspoiled beaches of Little Gasparilla Island. Unit 2602 presents a rare opportunity to own a meticulously upgraded waterfront retreat where thoughtful design, luxury finishes, and panoramic views converge.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,103

Sqft

2

Garage

1987

Year built

One

Levels

$540

Per sqft

Pets allowed

Inside

FlooringPorcelain Tile
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMembrane
ConstructionConcrete
FoundationStem Wall
FacesNortheast
ExteriorBalcony · Hurricane Shutters · Irrigation System

Community & fees

HOA fee$523/mo
Taxes (2025)$11,632/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,202 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,124
PMI (est., until 20% equity)$426
Property tax — 2025 actual bill$969
Condo fee — from the listing$523
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $113,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $113,500
Interest rate6.00%
Loan term

Estimated payment

$8,202/mo

Principal & interest$6,124
PMI (est., until 20% equity)$426
Property taxes (actual bill)$969
HOA / condo fee$523
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$704KedgeAI estimate $821,591 · range $733K$1.0M$1.2M

vs edgeAI estimate

+38.1%

$/sqft vs Placida actives

$540 vs $382

Days on market

144 vs 91 typical

Where $540/sqft sits among the 164 Placida actives

65
36
18 · this home
15
14
16
$184–318$318–453$453–587$587–721$721–856$856+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Map of 11000 PLACIDA ROAD UNIT 2602

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$475K$464K

Placida median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

65 of 164

Placida actives have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3143% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

Mar 1, 2026Listed at $1,135,000 · 144 days on market since
1987Built · PLACIDA HARBOUR SEC 02 BLDG 26

Reality check

What actually sold near 11000 PLACIDA ROAD UNIT 2602

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

345 GREEN DOLPHIN DRIVESold · Feb ’26

$2,550,000

345 GREEN DOLPHIN DRIVE

3 bd · 3.5 ba · 2,089 sqft · $1,221/sqft · 147 DOM

8798 GRAND AVENUESold · Jun ’26

$1,150,000

8798 GRAND AVENUE

3 bd · 2 ba · 2,079 sqft · $553/sqft · 131 DOM

13113 GASPARILLA ROAD UNIT 503Sold · Apr ’26

$750,000

13113 GASPARILLA ROAD UNIT 503

3 bd · 3 ba · 2,138 sqft · $351/sqft · 99 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11000 PLACIDA ROAD UNIT 2602 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11000 PLACIDA ROAD UNIT 2602 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11000 PLACIDA ROAD UNIT 2602 FAQs

What would the monthly payment be for 11000 PLACIDA ROAD UNIT 2602?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,202/mo — principal and interest, the actual property-tax bill, the $523/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11000 PLACIDA ROAD UNIT 2602?+

The association fee works out to $523 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11000 PLACIDA ROAD UNIT 2602?+

The most recent tax bill on record (2025) was $11,632. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11000 PLACIDA ROAD UNIT 2602?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $1,135,000, this home is listed about 75% above the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11000 PLACIDA ROAD UNIT 2602?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,135,000 runs 3143% above the PLACIDA 33946 median — but at 2,103 sqft it's also 18% larger than the typical Placida listing.

02Know the monthly fee

The association fee is $523/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BOCA GRANDE REAL ESTATE, INC. · Randy Wojcik. MLS #D6146390.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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