281 BOCILLA DRIVE, PLACIDA, FL, 33946
Active156 days on marketListed Feb 13, 2026MLS #D6146138
About this home
281 BOCILLA DRIVE
This like new home is ready to move into located on Don Pedro/Palm Island overlooking Bocilla Lagoon. On your approach to the home, you'll see it has a recently updated metal roof. This Key West Style Home is finished in a board and baton hardy board siding with black aluminum railings. The stairs and all decks are built with gray composite material. The waterside open deck is12 x 24. This offers a seating area with full waterfront views over Bocilla Lagoon for enjoying Florida sunsets with sounds of the Gulf. There are 2000 sq feet of pavers under the home and pool area, which is great for outdoor entertaining. There is a private wooden dock with boat lift pilings in place for a future lift. Lush landscaping, beautifully trimmed mangroves, rip rap and large mature coconut palms are aligning the pool area. On entering the home, the first thing you'll notice is the abundance of impact windows and glass doors which offer natural light with an open floor plan and 12' vaulted ceilings throughout. The flooring consists of Andare almond porcelain tile with the bathrooms done in opal white hexagon porcelain tile. The great room which includes the kitchen that has a 4.5' x 12' long waterfall style island/breakfast bar and stainless-steel sink. All countertops in this home are made of solid white/sparkle white quartz. All appliances are matching LG stainless steel, including the stack washer and dryer. The wooden cabinets offer soft close cabinets. The 12 x 20 waterfront dining area is surrounded by glass doors and windows. The primary bedroom has water views and a private bath with floor to ceiling walk in shower with Lenox Caspian porcelain tile walls and cobalt sea pebbles hot glass mosaic flooring. The second bedroom is directly across the hall from a full bath. The third bedroom has its own private full bath with a tub and shower combination. In the non-conforming lower level not included in overall square footage of the home is the 3rd bedroom/bonus room its own full bath, tub and combination shower. - see county records. Home measures 1,347 sf - A/C, see county records. If you're looking for high end finishes and island living, you certainly don't want to miss out on this one.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,347
Sqft
0.25 ac
Lot size
1978
Year built
Two
Levels
$703
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,598 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,598/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Placida actives
$703 vs $381
Days on market
156 vs 91 typical
Where $703/sqft sits among the 170 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
70 of 170
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2606% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 281 BOCILLA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,200,000
480 BOCILLA DRIVE
3 bd · 2 ba · 1,350 sqft · $889/sqft · 1 DOM
Sold · Mar ’26$1,050,000
8 ADELE WAY
2 bd · 2 ba · 1,387 sqft · $757/sqft · 79 DOM
Sold · Apr ’26$280,000
8405 PLACIDA ROAD UNIT 201
3 bd · 2 ba · 1,293 sqft · $217/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 281 BOCILLA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 281 BOCILLA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
281 BOCILLA DRIVE FAQs
What would the monthly payment be for 281 BOCILLA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,598/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 281 BOCILLA DRIVE?+
The most recent tax bill on record (2025) was $11,679. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Placida?+
At $947,000, this home is listed about 46% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 281 BOCILLA DRIVE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$947,000 runs 2606% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,075,000, now $947,000 — a $128K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Kevin Mackin. MLS #D6146138.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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