
11000 PLACIDA ROAD UNIT 2103, PLACIDA, FL, 33946
Active189 days on marketListed Jan 15, 2026MLS #D6145395
About this home
11000 PLACIDA ROAD UNIT 2103
Experience elevated coastal living at Placida Harbour Club, an exceptional amenity-rich waterfront community that blends refined luxury with a true resort-style lifestyle. This sought-after enclave offers its own deep-water marina and private ferry service to the pristine, uncrowded beaches of Little Gasparilla Island. Extensive community-wide improvements and renovations are nearing completion, further enhancing Placida Harbour Club’s reputation as one of the premier waterfront destinations on the mainland. Boating enthusiasts will love the newly renovated marina featuring dredging, new seawalls, scenic waterfront walkways, and composite docks with 70 slips equipped with electric and water, plus a kayak launch and direct access to the Intracoastal Waterway and Gulf of Mexico. A new private ferry accommodating up to 20 passengers provides effortless access to the island’s clubhouse, pool, and beaches, with a brand-new composite pier and additional boat slips on Little Gasparilla Island. Residents also enjoy two clubhouses and pools on the mainland—one overlooking the Intracoastal with a heated pool perfect for water aerobics or simply relaxing while boats pass by, and another overlooking the marina where dolphins and manatees are frequent visitors—along with onsite pickleball and tennis courts & a newly expanded and renovated fitness center. This prestigious residence offers the ultimate in turnkey convenience, being fully furnished and ready for immediate enjoyment, and presents a rare opportunity to own one of the very few homes in Placida Harbour Club featuring a four-car tandem garage with extra storage. As the largest floor plan in the community, this spacious upper-level residence boasts soaring ceilings, spectacular marina and Intracoastal views, and a well-designed layout with three bedrooms, three-and-a-half baths, a loft, and abundant storage. The lower level includes the primary suite, an additional en suite, the main living area, a well-appointed kitchen with breakfast nook/sunroom, laundry, and a half bath, while the upper level offers a private en suite, a versatile loft with alcove, and walk-in attic storage. Thoughtful updates include a Culligan water softener (2024), two new air-conditioning units (2024), a tankless water heater (2024), updated KitchenAid built-in convection oven/microwave & dishwasher (2024) and a freshly painted exterior with metal roof and gutters (2023-2024). The gourmet kitchen features a Sub-Zero refrigerator/freezer, Jenn Air cooktop, warming drawer, built-in wine cooler, custom cabinetry, and an elegant custom hand painted tray ceiling with crown molding. Polished shell stone flooring with limestone and fossil accents highlights the main living areas, complemented by engineered wood flooring in the lower level suites, plantation shutters, hurricane shutters, and a spa-inspired primary bath featuring a rain shower, with jets, customizable temperature settings and accent lighting . From your private lanai, savor sweeping marina and Intracoastal views while watching boats glide by and dolphins and manatees play, all just 1.5 miles from the Boca Grande Causeway and close to golf courses, beaches, dining, and more. County Record shows 4 bedrooms, A/C sq. feet as 2869 and total sq. feet as 2869. Builder shows 2940 sq. feet A/C and total sq. feet at 3423. Buyer’s and buyer’s agent must complete due diligence.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,940
Sqft
0 ac
Lot size
4
Garage
1991
Year built
Two
Levels
$507
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,374 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,374/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4157% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11000 PLACIDA ROAD UNIT 2103 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11000 PLACIDA ROAD UNIT 2103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11000 PLACIDA ROAD UNIT 2103 FAQs
What would the monthly payment be for 11000 PLACIDA ROAD UNIT 2103?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,374/mo — principal and interest, the actual property-tax bill, the $523/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11000 PLACIDA ROAD UNIT 2103?+
The association fee works out to $523 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11000 PLACIDA ROAD UNIT 2103?+
The most recent tax bill on record (2025) was $13,102. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11000 PLACIDA ROAD UNIT 2103?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $1,490,000, this home is listed about 130% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11000 PLACIDA ROAD UNIT 2103?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,490,000 runs 4157% above the PLACIDA 33946 median — but at 2,940 sqft it's also 65% larger than the typical Placida listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $523/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
189 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Debi Benson, PA. MLS #D6145395.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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