David Ramirez

15038 CRESENT AVENUE, PORT CHARLOTTE, FL, 33953

Active212 days on marketListed Jan 4, 2026MLS #D6145277

Priced 13% below the PORT CHARLOTTE 33953 medianReduced $4KPORT CHARLOTTE SEC32

About this home

15038 CRESENT AVENUE

Build your dream home on this beautiful vacant lot located in a desirable area of Port Charlotte! This property is situated in Flood Zone X, so no flood insurance is required, offering added peace of mind. Enjoy breathtaking sunset views from your future backyard, creating the perfect setting for relaxation and entertaining. The lot will require a well and septic, giving you flexibility in designing your ideal home. Conveniently located within walking distance to Cocoplum Village Shops and nearby restaurants, and just minutes from everything Port Charlotte and North Port have to offer. This property offers the best of both worlds — close to shopping, dining, and amenities, yet far enough to provide privacy and tranquility. Don’t miss this opportunity to own a prime piece of land in a growing area!

Facts & features

The home at a glance

0.23 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesSoutheast

Community & fees

Taxes (2025)$407/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$320 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$117
FHA mortgage insurance (est.)$9
Property tax — 2025 actual bill$34
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $697Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $697
Interest rate6.00%
Loan term

Estimated payment

$320/mo

Principal & interest$117
FHA mortgage insurance (est.)$9
Property taxes (actual bill)$34
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Port Charlotte

Map of 15038 CRESENT AVENUE

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33953 — neighborhood snapshot

Population

7,018

Median age

62.9

Median income

$77,227

Median home value

$332,200

Avg household

2.36

Households w/ children

430

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
HighPort Charlotte High School★★★★★
ElementaryLiberty Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $19,900 $4K
Jan 4, 2026Listed at $24,000 · 212 days on market since

Reality check

What actually sold near 15038 CRESENT AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15232 FAULKNER AVENUESold · Sep ’25

$273,000

15232 FAULKNER AVENUE

3 bd · 2 ba · 1,290 sqft · $212/sqft · 25 DOM

16054 IVY RIDGE COURTSold · Feb ’26

$230,000

16054 IVY RIDGE COURT

2 bd · 2 ba · 1,329 sqft · $173/sqft · 92 DOM

16048 IVY RIDGE COURTSold · Sep ’25

$244,444

16048 IVY RIDGE COURT

2 bd · 2 ba · 1,329 sqft · $184/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15038 CRESENT AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15038 CRESENT AVENUE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

15038 CRESENT AVENUE FAQs

What would the monthly payment be for 15038 CRESENT AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $320/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 15038 CRESENT AVENUE?+

The most recent tax bill on record (2025) was $407. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $19,900, this home is listed about 94% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 15038 CRESENT AVENUE?+

Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PORT CHARLOTTE 33953 market on paper

$19,900 is 13% below the PORT CHARLOTTE 33953 median of $23,000.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

212 days on market against a Port Charlotte median of 58 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $24,000, now $19,900 — a $4K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Yelena Volodko. MLS #D6145277.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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