2050 OYSTER CREEK DRIVE, ENGLEWOOD, FL, 34224
Active235 days on marketListed Dec 19, 2025MLS #D6145219
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About this home
2050 OYSTER CREEK DRIVE
PREMIER PRICE - PREMIER LOCATION. WATERFRONT PROPERTY ON OYSTER CREEK WITH SOME OF THE VERY BEST VIEWS ON OYSTER CREEK!! . THIS FLORIDA BUNGALOW SITS ON OVER ONE-HALF ACRE OF LAND NESTLED AGAINST A SALTWATER CANAL WITH ONLY ONE BRIDGE OUT INTO LEMON BAY AND QUICK GULF ACCESS THROUGH STUMP PASS OR VENTURE SOUTH A FEW MILES TO BOCA GRANDE PASS. EITHER DIRECTION - YOU WILL HAVE A WORLD CLASS FISHING ADVENTURE! DOCK YOUR BOAT RIGHT OUT BACK UNDER YOUR COVERED BOATHOUSE ( A WATER-SIDE TREASURE ) OFFERING SUPERIOR PROTECTION FROM THE ELEMENTS WITH POWER AND WATER AVAILABLE RIGHT AT YOUR PRIVATE DOCK. NEED TO PULL YOUR BOAT OUT OF THE WATER? JUST TAKE IT TO THE MEMBERSHIP ONLY COMMUNITY BOAT RAMP - RIGHT ON YOUR OWN STREET. FEE IS ONLY $100.00 PER YEAR. WHAT A GREAT CONVENIENCE. THIS TWO BEDROOM, TWO BATH HOME HAS BEEN A FAMILY TREASURE SINCE 1982 AND IS NOW AVAILABLE FOR THE NEXT OWNER TO CAPTURE THEIR OWN MOMENTS AND CREATE MEMORIES. This property is over a half-acre and has unobstructed views of Oyster Creek and a wildlife preserve. It is a beautiful morning to be able to sit out on your dock with this exclusive natural setting and view all the waterfowl surrounding you and the fish and manatees gliding by. Inside you have a large Florida room facing all the action with a bank of windows offering a perfectly clear line of sight. Plenty of room here for expansion - enlarge footprint of the home, install a luxury in-ground pool with cabana, and an outdoor kitchen. The large, sunny, and open yard is suitable for productive vegetable and flower gardens! The newer Weather King Shed is perfect to house all your tools and fishing gear. Close proximity to: Manasota Key with 11 miles of pristine sand on the Gulf of Mexico, Boca Grande with beautiful beaches, historic lighthouse and specialty restaurants and shops. There are over 40 well-designed Golf Courses within 20 miles, Waterfront Restaurants (some within walking Distance) Shopping, Grocery, and Two Spring Training Facilities - home to the Tampa Bay Rays and the Atlanta Braves (less than 30 miles). There are multiple local waterfront parks to enjoy, hiking trails and recreational parks, one with a heated swimming pool only 2 miles away. DON'T HESITATE - RARE OPPORTUNITY FOR THIS FLORIDA ESTATE HOME - ENJOY AS IS OR BUILD NEW ON A HARD TO FIND LARGE WATERFRONT LOT CALL NOW FOR YOUR PRIVATE SHOWING.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,284
Sqft
0.61 ac
Lot size
2
Garage
1959
Year built
One
Levels
$428
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,088 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,088/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+71.7%
$/sqft vs GROVE CITY
$428 vs $334
Days on market
235 vs 71 typical
Where $428/sqft sits among the 6 homes for sale in GROVE CITY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,971
Median age
63.6
Median income
$56,862
Median home value
$262,200
Avg household
2.02
Households w/ children
795
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $340K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
3 of 6
GROVE CITY have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 511% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 2050 OYSTER CREEK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$282,000
2057 ARKANSAS AVENUE · same community
2 bd · 2 ba · 1,076 sqft · $262/sqft · 14 DOM
Sold · Mar ’26$310,000
2517 SANDY LANE · same community
2 bd · 2 ba · 1,500 sqft · $207/sqft · 2 DOM
Sold · Dec ’25$75,000
2930 WATERSIDE DRIVE · same community
2 bd · 2 ba · 1,056 sqft · $71/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2050 OYSTER CREEK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2050 OYSTER CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2050 OYSTER CREEK DRIVE FAQs
What would the monthly payment be for 2050 OYSTER CREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,088/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2050 OYSTER CREEK DRIVE?+
The most recent tax bill on record (2025) was $5,434. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2050 OYSTER CREEK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $549,000, this home is listed about 53% above the Englewood median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2050 OYSTER CREEK DRIVE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$549,000 runs 511% above the ENGLEWOOD 34224 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
235 days on market against a Englewood median of 71 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $589,000, now $549,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Judy Canero, LLC. MLS #D6145219.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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