3121 RIVERSHORE LANE, PORT CHARLOTTE, FL, 33953
Active200 days on marketListed Jan 22, 2026MLS #D6145056
About this home
3121 RIVERSHORE LANE
THE MYAKKA ESTATE RIVERFRONT JEWEL-Set on nearly two acres of breathtaking waterfront scenery, this Arthur Rutenberg custom residence has been beautifully reimagined to reflect today’s most sought-after trends in luxury coastal design. With an impressive 220 feet along the Myakka River, the home blends romantic riverfront elegance with a refined indoor/outdoor lifestyle that defines Florida living at its best. From the moment you step inside, the home unfolds with modern sophistication. Cathedral ceilings trimmed with crisp crown molding elevate the living areas, while expansive floor-to-ceiling windows showcase ever-changing views of the heated pool, lush greenery, and shimmering river. The interiors highlight a curated mix of high-end finishes—wide-plank laminate floors with the look of natural wood, polished ceramic tile, designer lighting, and a neutral color palette accented with coastal textures for a warm, airy ambiance. The open kitchen caters both to casual living and gourmet cooking. Trend-forward elements include sleek stainless steel appliances, a stylish cooktop island with waterfall-style edge, contemporary cabinetry, subtle under-cabinet lighting and a spacious breakfast bar ideal for entertaining. All 4 bedrooms offer their own private retreat, offering an ensuite bath, generous closets, and updated finishes inspired by spa-level serenity—floating vanities, modern fixtures, and soothing tile selections. Multiple sets of sliding glass doors from the formal living room, family room, and primary suite invite you to the expansive pool travertine terrace where everyday moments feel like a vacation. Lounge by the very large heated pool and spa, enjoy a refreshing breeze beside the peaceful waterfall feature, or host unforgettable gatherings around the outdoor kitchen and grill. Not to mention fabulous Florida scenic sunsets. Additional highlights include a three-car plus garage,two zoned A/C units and thoughtful upgrades throughout. The social lifestyle is unmatched in the gated Riverwood Golf and Country Club community, offering golf, tennis, fitness, an active clubhouse, on-site dining, and numerous opportunities to connect with neighbors and friends. Riverwood itself is a secure, resort-style haven where residents enjoy scenic walking and biking trails, tennis and pickleball courts, a resort-style pool and lap pool, hot tub, well-equipped fitness center, and a vibrant Activity Center with classes, clubs, and events. As an Audubon Green Community, it offers a naturally picturesque setting filled with native Florida wildlife. Residents also appreciate the R.O.M.P. Dog Park and optional membership at the Championship Golf Course, rated number 1 in Florida by Golf Digest. Special added BONUS this Estate offers a coveted TRANSFERRABLE RIVERWOOD BEACH CLUB MEMBERSHIP on MANASOTA KEY. Perfectly positioned between Sarasota and Fort Myers along Florida’s Gulf Coast, Riverwood places you close to beaches, boating, cultural venues, restaurants, and shopping. Contact your agent today to explore this extraordinary residence and experience the unparalleled Riverwood lifestyle firsthand.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
4,475
Sqft
1.72 ac
Lot size
3
Garage
1995
Year built
One
Levels
$447
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$13,504 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,504/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+64.4%
$/sqft vs RIVERWOOD
$447 vs $236
Days on market
200 vs 60 typical
Where $447/sqft sits among the 31 homes for sale in RIVERWOOD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverwood
Get to know Port Charlotte. See the full Port Charlotte guide →
Riverwood — neighborhood snapshot
Population
1,436
Median age
69
Median income
$101,439
Median home value
$357,200
Avg household
2
Households w/ children
18%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
11 of 31
RIVERWOOD have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8991% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3121 RIVERSHORE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$970,000
3060 RIVERSHORE LANE · same community
4 bd · 4.5 ba · 4,210 sqft · $230/sqft · 172 DOM
Sold · Oct ’25$775,000
2917 MILL CREEK ROAD · same community
3 bd · 3 ba · 2,428 sqft · $319/sqft · 112 DOM
Sold · Jan ’26$750,000
14026 ROYAL POINTE DRIVE · same community
4 bd · 3 ba · 2,428 sqft · $309/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3121 RIVERSHORE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3121 RIVERSHORE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3121 RIVERSHORE LANE FAQs
What would the monthly payment be for 3121 RIVERSHORE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,504/mo — principal and interest, the actual property-tax bill, the $548/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3121 RIVERSHORE LANE?+
The association fee works out to $548 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3121 RIVERSHORE LANE?+
The most recent tax bill on record (2025) was $15,046. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3121 RIVERSHORE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $2,000,000, this home is listed about 505% above the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 3121 RIVERSHORE LANE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,000,000 runs 8991% above the PORT CHARLOTTE 33953 median — but at 4,475 sqft it's also nearly 3 times the size of the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $548/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
200 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of RIVERWOOD REALTY · Janice Fanstill. MLS #D6145056.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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