120 BARRACUDA DRIVE, PLACIDA, FL, 33946
Active245 days on marketListed Nov 20, 2025MLS #D6144868
About this home
120 BARRACUDA DRIVE
WATERFRONT property on Amberjack Creek leading to the Gulf on close to a 1/2 acre! Set in a tropical oasis of mature landscaping this charming and spacious split bedroom plan home offers traditional elegance with 3 bedrooms, 2 baths, a 2 car garage. You will delight in the privacy and secluded atmosphere while sitting on your lanai watching the abundant wildlife just across the canal in the stand of native mangroves and perhaps seeing a Manatee swim by in the canal. Hard to guess from there how convenient a location this really is - just minutes to the Placida Publix Complex for your everyday grocery, banking and post office needs. If you are craving a walk on one of the most beautiful beaches in the world then take a 6 minute drive to the Boca Grande Causeway. As you cross over to the island the scenery is spectacular – gorgeous turquoise water melts into the distant horizon. Ready for a bit of adventure - take your boat out for a wonderful day on the water or just fish from your own dock! This property has many upgrades and features. Preparing meals will be a pleasure in this kitchen updated with solid wood cabinets and granite counters plus a peninsula open to the breakfast area. The metal roof and upgraded insulation are a plus in conjunction with the solar panels for energy savings. If the wanderlust for adventure is calling you there is a 50 amp RV connection for your convenience. This home is perfect for entertaining or relaxation, the screened lanai opens through huge sliding glass doors overlooking the tranquil wide canal. Say goodbye to chilly winds and icy snow and enjoy life in paradise. Sandy beaches, world class golf courses, boating, fishing, and nearby Sarasota art, entertainment and nightlife, great shopping, restaurants from casual to gourmet. This location truly has all the good life has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,091
Sqft
0.47 ac
Lot size
2
Garage
1973
Year built
One
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,628 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,628/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.9%
$/sqft vs Placida actives
$234 vs $382
Days on market
245 vs 91 typical
Where $234/sqft sits among the 165 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
65 of 165
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1300% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 120 BARRACUDA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$2,550,000
345 GREEN DOLPHIN DRIVE
3 bd · 3.5 ba · 2,089 sqft · $1,221/sqft · 147 DOM
Sold · Apr ’26$830,000
85 SPANIARDS ROAD
3 bd · 2 ba · 2,093 sqft · $397/sqft · 115 DOM
Sold · Feb ’26$450,000
4315 CAPE HAZE DRIVE
3 bd · 2 ba · 2,120 sqft · $212/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 120 BARRACUDA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 120 BARRACUDA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
120 BARRACUDA DRIVE FAQs
What would the monthly payment be for 120 BARRACUDA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,628/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 120 BARRACUDA DRIVE?+
The most recent tax bill on record (2024) was $4,408. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Placida?+
At $489,900, this home is listed about 25% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 120 BARRACUDA DRIVE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$489,900 runs 1300% above the PLACIDA 33946 median — but at 2,091 sqft it's also 17% larger than the typical Placida listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
245 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $709,900, now $489,900 — a $220K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EDGERTON REALTY & DEVELOPMENT,LLC · Charles Edgerton, Sr.. MLS #D6144868.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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