8920 CONCH AVENUE, PLACIDA, FL, 33946
Active246 days on marketListed Nov 19, 2025MLS #D6144848
About this home
8920 CONCH AVENUE
Amazing price to the ultimate Florida lifestyle! This stunning COURTYARD STYLE POOL HOME in the exclusive gated community of Coral Caye places you just minutes from the world-famous beaches, crystal-clear waters, and island charm of Boca Grande. Thoughtfully designed and extensively upgraded beyond the builder’s standard Anguilla model, this home blends elegance, privacy, and modern comfort in a setting that truly feels like a private resort. From the moment you enter the courtyard, you are transported into your own sanctuary—a beautifully designed outdoor oasis with a custom pool with expansive sun-shelf, spa, and tranquil water features that is surrounded by an expanded paver deck perfect for lounging, entertaining, or watching the big game with a built-in TV hookup..and yes, the TVS are included! Whether you’re hosting friends after a day at the beach or enjoying a quiet evening under the stars, this space is pure paradise. Inside, a light-filled open floor plan welcomes you with soaring tray ceilings, beams, plantation shutters, crown molding, and rich designer finishes at every turn. The gourmet kitchen is a showstopper, featuring stunning floor-to-ceiling cabinetry, marble countertops, a massive center island, premium lighting, and beautifully crafted built-ins that make this space as functional as it is beautiful. The living room has been expanded an additional four feet, offering a grander gathering space anchored by a custom entertainment wall. Even the pantry has been enlarged and converted into a flexible home office—perfect for working, crafting, or additional storage. The luxurious primary suite opens directly to the courtyard through French doors and includes dual custom walk-in closets with built-ins and an elegantly redesigned bath with dual vanities and walk-in shower. Guests will feel spoiled with the private ENLARGED CABANA SUITE, complete with an updated en suite bath and room for comfortable long-term stays. An additional guest bedroom with custom built-ins provides added space and comfort. Every detail has been considered—from 8-foot doors throughout to expanded cabinetry with under-cabinet lighting, upgraded laundry with sink and marble counters, and a garage extended four feet with epoxy flooring and plumbing for a second washer. Set on a PREMIUM BACK LOT, this home also enjoys a serene views of unobstructed nature views of Amberjack Environmental Park from the back lanai and complete with motorized privacy screens for comfort and shade. Adjacent is the stunning clubhouse and pickleball courts. Coral Caye is an intimate 100-home gated neighborhood offering maintenance-free living and resort-style amenities including a fitness center, community pool, meeting room, and pickleball courts. Every day feels like vacation. If you’ve dreamed of living minutes from stunning beaches, world known fishing, golf, shopping, grocery, great local restaurants and more while also enjoying the privacy, beauty, and elegance of a refined coastal retreat—this home delivers it all! Give us a call to schedule your own private showing, today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,300
Sqft
0.18 ac
Lot size
2
Garage
2021
Year built
One
Levels
$304
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,271 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,271/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19%
Days on market
246 vs 91 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1897% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8920 CONCH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8920 CONCH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8920 CONCH AVENUE FAQs
What would the monthly payment be for 8920 CONCH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,271/mo — principal and interest, the actual property-tax bill, the $339/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8920 CONCH AVENUE?+
The association fee works out to $339 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8920 CONCH AVENUE?+
The most recent tax bill on record (2023) was $8,857. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8920 CONCH AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $699,000, this home is listed about 8% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8920 CONCH AVENUE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$699,000 runs 1897% above the PLACIDA 33946 median — but at 2,300 sqft it's also 29% larger than the typical Placida listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
246 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $775,000, now $699,000 — a $76K cut. The full history is in the market section below.
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Kendal Canonico. MLS #D6144848.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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