8413 PLACIDA ROAD UNIT 407, PLACIDA, FL, 33946
Active238 days on marketListed Nov 28, 2025MLS #D6144814
About this home
8413 PLACIDA ROAD UNIT 407
Welcome to your slice of paradise in this resort-style condo FULLY FURNISHED located on the 4th floor, offering a serene view of the lush preserve from your screened-in porch. Step into luxury living with a new elevator system granting easy access and a coveted tandem 2 CAR GARAGE equipped with a humidifier and ample storage space beneath the building. Recently adorned with fresh coastal-inspired paint, this 2-bedroom, 2-bathroom haven boasts upgraded impact windows and doors for hurricane protection, ensuring peace of mind during storm seasons. Revel in modern comforts with a new A/C, water heater, and metal roof enhancing durability and efficiency. The heart of the home is a chef's dream, featuring a stylish eat-in kitchen adorned with granite countertops, wood cabinets, and a convenient breakfast bar. Whether preparing meals or entertaining guests, the kitchen seamlessly flows into the spacious living and dining area, all offering breathtaking views of the natural surroundings from the screened porch. Retreat to the primary bedroom oasis complete with a walk-in closet and an ensuite bath featuring granite countertops, and newly tiled shower. The generously sized guest room is situated adjacent to the guest bath, ensuring comfort and privacy for family or visitors. Indulge in the unparalleled amenities of the resort-style community, including a heated pool, spa, clubhouse, fitness center, putting green, and courts for pickleball, tennis, and basketball. Explore nearby attractions such as Boca Grande, Don Pedro Island, and Englewood Beach, while marinas, shopping, dining, golfing, boating, fishing, and entertainment are all within easy reach. Embrace an active lifestyle with daily walks along the community sidewalks, knowing you've found the perfect blend of luxury, convenience, and leisure in this coastal gem.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,009
Sqft
0.04 ac
Lot size
2
Garage
2007
Year built
One
Levels
$287
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,064 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,064/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+90.1%
$/sqft vs Placida actives
$287 vs $382
Days on market
238 vs 91 typical
Where $287/sqft sits among the 163 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
64 of 163
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 727% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 8413 PLACIDA ROAD UNIT 407
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$280,000
8413 PLACIDA ROAD UNIT 205 · same community
2 bd · 2 ba · 903 sqft · $310/sqft · 107 DOM
Sold · Mar ’26$250,000
8413 PLACIDA ROAD UNIT 308 · same community
3 bd · 2 ba · 1,272 sqft · $197/sqft · 143 DOM
Sold · May ’26$262,000
8409 PLACIDA ROAD UNIT 303
2 bd · 2 ba · 1,009 sqft · $260/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8413 PLACIDA ROAD UNIT 407 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8413 PLACIDA ROAD UNIT 407 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8413 PLACIDA ROAD UNIT 407 FAQs
What would the monthly payment be for 8413 PLACIDA ROAD UNIT 407?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,064/mo — principal and interest, the actual property-tax bill, the $767/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8413 PLACIDA ROAD UNIT 407?+
The association fee works out to $767 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8413 PLACIDA ROAD UNIT 407?+
The most recent tax bill on record (2024) was $3,656. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8413 PLACIDA ROAD UNIT 407?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $289,500, this home is listed about 55% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8413 PLACIDA ROAD UNIT 407?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$289,500 runs 727% above the PLACIDA 33946 median.
02Park/Greenbelt & Pool & Tennis Court & Trees/Woods views
The park/greenbelt and pool and tennis court and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $767/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
238 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Betty Tullos. MLS #D6144814.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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