David Ramirez
$1,149,0003 bd2 ba1,816 sqft$633 /sqft$7,298 /mo all-in ↓

30 GASPARILLA WAY, PLACIDA, FL, 33946

Active262 days on marketListed Nov 13, 2025MLS #D6144721

WaterfrontSingle Family ResidencePALM ISLAND ESTATES UN 4

About this home

30 GASPARILLA WAY

Welcome to Don Pedro Palm Island. This home is uniquely located on sailboat deep water with one of the largest open views of Old Bocilla Pass. These properties rarely become available. You have the opportunity to purchase this Key West Pole Barn designed home with large wrap around covered porches, a separate free standing 12x16 shed/work shop plus a private dock with AZEK decking and 10,000-pound boat lift all situated on an oversized parcel that has plenty of space for a private pool. No bridges to the ICW and the Gulf of Mexico for your boating pleasure. As you enter the home, you'll notice the vaulted ceilings, southern pine walls, and open floor plan. 3 sets of glass sliders in the great room that bring the outdoor living indoors with access to the covered porches. There's also a wood burning fireplace surrounded by a coral mantel. The spacious updated kitchen opens to the dining and living area for easy entertaining. There is a beautiful second floor loft with travertine flooring plus an office space, large entertainment area plus the primary suite that offers two sets of French doors and beamed ceilings. The primary bath offers dual sinks, updated cabinetry and walk in shower. The third-floor bedroom does not have a door or closet but is considered to be a 3rd bedroom by county records. Please call to view this custom home with high impact windows or accordion hurricane shutters with many recent upgrades including in 2024 upgraded electrical, hardy board siding, crab trap and hot water heater. In 2023 new HVAC system. In 2022, a new metal roof on the house and shed and in 2019 plumbing upgraded to PEX, plus in 2018 a new drain field. Come see what Palm Island has to offer.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,816

Sqft

0.39 ac

Lot size

1977

Year built

Three Or More

Levels

$633

Per sqft

WaterfrontFireplace

Inside

FlooringTerrazzo · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofMetal
ConstructionHardiPlank Type · Wood Frame · Wood Siding
FoundationStilt/On Piling
FacesNorth
ParkingGolf Cart Parking · Ground Level · Off Street · Open
ExteriorHurricane Shutters · Lighting · Outdoor Shower · Sliding Doors · Storage

Community & fees

Taxes (2025)$6,091/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fire Hydrant · Phone Available · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,298 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,200
PMI (est., until 20% equity)$431
Property tax — 2025 actual bill$508
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $114,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $114,900
Interest rate6.00%
Loan term

Estimated payment

$7,298/mo

Principal & interest$6,200
PMI (est., until 20% equity)$431
Property taxes (actual bill)$508
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$523KedgeAI estimate $638,919 · range $545K$825K$1.2M

vs edgeAI estimate

+79.8%

$/sqft vs PALM ISLAND ESTATES UN 4

$633 vs $688

Days on market

262 vs 91 typical

Where $633/sqft sits among the 11 homes for sale in PALM ISLAND ESTATES UN 4

1
5 · this home
3
0
1
1
$446–585$585–725$725–864$864–1003$1003–1142$1142+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Map of 30 GASPARILLA WAY

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$475K$464K

Placida median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

3 of 11

PALM ISLAND ESTATES UN 4 have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3183% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

Nov 13, 2025Listed at $1,149,000 · 262 days on market since
1977Built · PALM ISLAND ESTATES UN 4

Reality check

What actually sold near 30 GASPARILLA WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

180 S GULF BOULEVARDSold · Mar ’26

$1,100,000

180 S GULF BOULEVARD · same community

3 bd · 2 ba · 1,697 sqft · $648/sqft · 329 DOM

121 BOCILLA DRIVESold · Jun ’26

$1,700,000

121 BOCILLA DRIVE · same community

3 bd · 3.5 ba · 2,558 sqft · $665/sqft · 154 DOM

10422 COQUINA CTSold · Apr ’26

$570,000

10422 COQUINA CT

3 bd · 2 ba · 1,820 sqft · $313/sqft · 133 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 30 GASPARILLA WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 30 GASPARILLA WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

30 GASPARILLA WAY FAQs

What would the monthly payment be for 30 GASPARILLA WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,298/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 30 GASPARILLA WAY?+

The most recent tax bill on record (2025) was $6,091. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Placida?+

At $1,149,000, this home is listed about 77% above the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 30 GASPARILLA WAY?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,149,000 runs 3183% above the PLACIDA 33946 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

262 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Kevin Mackin. MLS #D6144721.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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