13313 GASPARILLA ROAD UNIT C401, PLACIDA, FL, 33946
Active259 days on marketListed Nov 17, 2025MLS #D6144678
About this home
13313 GASPARILLA ROAD UNIT C401
Renovated 4th floor 3 bed and 2 bath end unit with enclosed garage. The kitchen has a wall removed which totally re-configures the space! Details include all wood soft close cabinets with onyx and granite counter tops, glass tile backsplash, LED lighting, high-end stainless-steel appliances, a large pantry and built in desk for home office! Both bathrooms have granite counters, all floors are porcelain tile, and crown molding and baseboards run throughout. Step out to the amazing water views of Gasparilla Sound, the ICW and Boca Grande from the tiled lanai with stain resistant grout, screens and electric hurricane shutters. Your own enclosed garage allows for extra storage most condos don’t offer! Amenities include heated pool, spa, tennis / pickleball court, kayak launch and the popular 7 mile Pioneer Trail for walking or bike riding. Located adjacent to Gasparilla Marina and restaurant, and a short ride over the Boca Grande causeway to State Park beaches, many popular restaurants and shops. Also located minutes from numerous public and private golf courses. Boat slips are available for ownership or rental to Boca Vista condo owners at additional cost.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,701
Sqft
0.04 ac
Lot size
1
Garage
2003
Year built
One
Levels
$403
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,220 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,220/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+64.6%
$/sqft vs Placida actives
$403 vs $343
Days on market
259 vs 91 typical
Where $403/sqft sits among the 151 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
63 of 151
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1857% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 13313 GASPARILLA ROAD UNIT C401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$615,000
13313 GASPARILLA ROAD UNIT C205 · same community
3 bd · 2 ba · 1,701 sqft · $362/sqft · 305 DOM
Sold · May ’26$460,000
13313 GASPARILLA ROAD UNIT C-202 · same community
2 bd · 2 ba · 1,456 sqft · $316/sqft · 186 DOM
Sold · Jan ’26$539,000
13113 GASPARILLA ROAD UNIT A305
3 bd · 2 ba · 1,701 sqft · $317/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13313 GASPARILLA ROAD UNIT C401 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13313 GASPARILLA ROAD UNIT C401 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13313 GASPARILLA ROAD UNIT C401 FAQs
What would the monthly payment be for 13313 GASPARILLA ROAD UNIT C401?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,220/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13313 GASPARILLA ROAD UNIT C401?+
The most recent tax bill on record (2024) was $1,280. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13313 GASPARILLA ROAD UNIT C401?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $685,000, this home is listed about 6% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13313 GASPARILLA ROAD UNIT C401?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$685,000 runs 1857% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
259 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $730,000, now $685,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE BRC GROUP, LLC · Brian Corcoran. MLS #D6144678.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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