David Ramirez
$2,650,000$2,900,0003 bd3 ba2,914 sqft$909 /sqft$17,402 /mo all-in ↓

36 SEAWATCH DRIVE, BOCA GRANDE, FL, 33921

Active269 days on marketListed Nov 4, 2025MLS #D6144560

Reduced $250KSingle Family ResidenceSEAWATCH BOCA GRANDE

About this home

36 SEAWATCH DRIVE

Charming Seawatch Home – Beachside Elegance in Boca Grande Discover the ultimate in coastal luxury with this beautifully appointed 3-bedroom, 3-bathroom home in the exclusive gated beachfront community of Seawatch on Boca Grande. Set along 1,000 feet of pristine, private Gulf-front shoreline, Seawatch offers an unparalleled island lifestyle with two community pools, three tennis courts, and lush tropical landscaping—all just minutes from Boca Grande’s charming village. Designed with both elegance and comfort in mind, this residence features a bright, open floor plan with soaring cathedral ceilings and panoramic water views from nearly every room. The spacious master suite serves as a serene retreat, offering a private balcony overlooking the Gulf, two walk-in closets, and a spa-like bath with dual vanities, a soaking tub, separate shower, and private water closet. Two additional bedrooms provide ideal accommodations for family and guests, including one with its own ensuite bath for added privacy. This home has been thoughtfully updated for modern coastal living with high-impact windows, a durable standing seam metal roof, ultraviolet (UAV) air purification system, whole-home surge protection, upgraded electrical, and a complete water treatment system, ensuring comfort, safety, and peace of mind. Enjoy peaceful moments in the top-level Seawatch, where you can savor morning coffee at sunrise or take in the breathtaking Gulf sunsets. A cozy loft area provides the perfect spot for a home office, reading nook, or quiet retreat surrounded by island beauty. The screened lanai invites you to relax and unwind while enjoying gentle sea breezes and tranquil water views. Practical features complement the home’s elegance, including a spacious lower-level garage and workshop—perfect for vehicles, golf carts, and beach gear. From this ideal location, you’re just moments away from Boca Grande’s boutique shops, fine dining, biking and walking paths, and world-class beaches. Don’t miss this rare opportunity to own a piece of paradise in one of Boca Grande’s most coveted communities. Experience Seawatch—where luxury meets the laid-back rhythm of island life.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,914

Sqft

0.2 ac

Lot size

2

Garage

1991

Year built

Three Or More

Levels

$909

Per sqft

FireplacePark/Greenbelt & Water viewPets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorAccessibility Features · Ceiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane · Metal
ConstructionCedar · Wood Frame · Wood Siding
FoundationSlab
ViewPark/Greenbelt · Water
FacesWest
ParkingDriveway · Garage Door Opener · Golf Cart Garage · Ground Level · Oversized · Workshop in Garage
ExteriorBalcony · French Doors · Gray Water System · Irrigation System · Lighting · Outdoor Shower · Sliding Doors · Sprinkler Metered · Storage

Community & fees

HOA fee$708/mo
Taxes (2024)$14,896/yr
PetsYes
CommunityGulf/Ocean Front · Water Access · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$17,402 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$14,299
PMI (est., until 20% equity)$994
Property tax — 2024 actual bill$1,241
HOA fee — from the listing$708
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $265,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $265,000
Interest rate6.00%
Loan term

Estimated payment

$17,402/mo

Principal & interest$14,299
PMI (est., until 20% equity)$994
Property taxes (actual bill)$1,241
HOA / condo fee$708
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Boca Grande actives

$909 vs $1,475

Days on market

269 vs 99 typical

Where $909/sqft sits among the 56 Boca Grande actives

13 · this home
19
9
5
6
4
$741–1126$1126–1511$1511–1896$1896–2281$2281–2666$2666+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Boca Grande

Map of 36 SEAWATCH DRIVE

Get to know Boca Grande. See the full Boca Grande guide →

BOCA GRANDE 33921 — neighborhood snapshot

Population

633

Median age

68.3

Median income

$121,849

Median home value

$2,000,000

Avg household

1.6

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Grande market

Seller’s marketLeans buyer12.3 months of inventoryBuyer’s market

$1.6M$3.3M

Boca Grande median sold, yr/yr

91.5%

Sale-to-list ratio (12 mo)

17 of 56

Boca Grande actives have cut their price

Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the BOCA GRANDE 33921 median. See the full Boca Grande market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,650,000 $250K
Nov 4, 2025Listed at $2,900,000 · 269 days on market since
1991Built · SEAWATCH BOCA GRANDE

Reality check

What actually sold near 36 SEAWATCH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

43 SEAWATCH LAKE DRIVESold · Jun ’26

$2,400,000

43 SEAWATCH LAKE DRIVE · same community

3 bd · 3 ba · 3,074 sqft · $781/sqft · 16 DOM

5858 GASPARILLA ROAD UNIT 39Sold · May ’26

$1,925,000

5858 GASPARILLA ROAD UNIT 39

3 bd · 3 ba · 2,779 sqft · $693/sqft · 75 DOM

5858 GASPARILLA ROAD UNIT MM40Sold · Mar ’26

$1,725,000

5858 GASPARILLA ROAD UNIT MM40

3 bd · 3 ba · 2,676 sqft · $645/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 36 SEAWATCH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 36 SEAWATCH DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

36 SEAWATCH DRIVE FAQs

What would the monthly payment be for 36 SEAWATCH DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,402/mo — principal and interest, the actual property-tax bill, the $708/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 36 SEAWATCH DRIVE?+

The association fee works out to $708 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 36 SEAWATCH DRIVE?+

The most recent tax bill on record (2024) was $14,896. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 36 SEAWATCH DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Grande?+

At $2,650,000, this home is listed about 6% above the Boca Grande median of $2,497,500. The market section on this page shows how the area is trending.

Which schools are assigned to 36 SEAWATCH DRIVE?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$2,650,000 runs 33% above the BOCA GRANDE 33921 median — but at 2,914 sqft it's also 61% larger than the typical Boca Grande listing.

02Park/Greenbelt & Water views

The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $708/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

269 days on market against a Boca Grande median of 99 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MICHAEL SAUNDERS & CO. - BOCA · Marcy Davis. MLS #D6144560.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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