David Ramirez
$129,000$149,0001 bd1 ba836 sqft$154 /sqft$1,021 /mo all-in ↓

25188 MARION AVENUE UNIT D207, PUNTA GORDA, FL, 33950

Active104 days on marketListed Apr 27, 2026MLS #D6143833

Priced 52% below the PUNTA GORDA 33950 medianReduced $20KWaterfrontCondominiumEMERALD POINTE PH 04

About this home

25188 MARION AVENUE UNIT D207

WATERFRONT LIVING WITH MARINA ACCESS! Discover an elevated coastal lifestyle at Emerald Pointe, where exceptional amenities, thoughtful upgrades, and beautiful waterfront surroundings come together. This meticulously maintained 1-bedroom, 1-bath second-floor residence offers a stylish, move-in-ready retreat with an inviting open layout and a private screened balcony overlooking a tranquil canal. The beautifully upgraded kitchen and bathroom, newer appliances, and carefully selected improvements set this residence apart. Additional enhancements include a convenient hall desk alcove, custom California closet, recessed kitchen ceiling with fan, and electric storm shutters. Elevator access, an assigned garage parking space, guest parking, and two dedicated storage closets add an extra level of convenience rarely found in condo living. For those who appreciate the boating lifestyle, Emerald Pointe offers a private marina with quick, unobstructed access to Charlotte Harbor and the Gulf of America. Dock assignment is based on availability, providing an outstanding opportunity to enjoy Southwest Florida’s legendary boating and fishing lifestyle right outside your door. A launch ramp and Yacht Club further enhance the waterfront experience. Beyond your residence, resort-style amenities include three sparkling pools, tennis and pickleball courts, and an impressive two-story clubhouse featuring a fitness center, game room, library, and onsite restaurant. A full calendar of social activities creates a vibrant yet relaxed community atmosphere. Ideally located just minutes from Fishermen’s Village, waterfront dining, boutique shopping, parks, fishing, and boating, with the Gulf beaches of Southwest Florida just a short drive away. Punta Gorda Airport is minutes away, with convenient access to both RSW and Tampa International Airport. Upgraded. Waterfront. Resort-inspired. Marina access. This is the Emerald Pointe lifestyle you’ve been waiting for.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

836

Sqft

0.02 ac

Lot size

1981

Year built

One

Levels

$154

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Solid Wood Cabinets · Stone Counters · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingCovered · On Street · Parking Pad · Under Building
ExteriorBalcony · Irrigation System

Community & fees

Taxes (2025)$531/yr
PetsYes
CommunityBoat Slip · Community Boat Ramp · Dock · Private Boat Ramp · Water Access · Association Recreation - Owned · Buyer Approval Required · Deed Restrictions · Fitness Center · Gated Community - Guard · Irrigation-Reclaimed Water · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,021 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$759
FHA mortgage insurance (est.)$57
Property tax — 2025 actual bill$44
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,515Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,515
Interest rate6.00%
Loan term

Estimated payment

$1,021/mo

Principal & interest$759
FHA mortgage insurance (est.)$57
Property taxes (actual bill)$44
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $129K
$124KedgeAI estimate $158,733 · range $149K$173K$180K

vs edgeAI estimate

−18.7%

$/sqft vs Punta Gorda actives

$154 vs $207

Days on market

104 vs 62 typical

Where $154/sqft sits among the 400 Punta Gorda actives

102 · this home
134
62
52
19
31
$117–170$170–222$222–275$275–327$327–379$379+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 25188 MARION AVENUE UNIT D207

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

193 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $129,000 $20K
Apr 27, 2026Listed at $149,000 · 104 days on market since
1981Built · EMERALD POINTE PH 04

Reality check

What actually sold near 25188 MARION AVENUE UNIT D207

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

25188 MARION AVENUE UNIT D303Sold · Sep ’25

$105,000

25188 MARION AVENUE UNIT D303 · same community

2 bd · 1 ba · 1,037 sqft · $101/sqft · 174 DOM

25188 MARION AVENUE UNIT D103Sold · Apr ’26

$157,000

25188 MARION AVENUE UNIT D103 · same community

2 bd · 1 ba · 1,037 sqft · $151/sqft · 115 DOM

25188 MARION AVENUE UNIT D112Sold · Apr ’26

$280,000

25188 MARION AVENUE UNIT D112 · same community

3 bd · 2 ba · 2,191 sqft · $128/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 25188 MARION AVENUE UNIT D207 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 25188 MARION AVENUE UNIT D207 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

25188 MARION AVENUE UNIT D207 FAQs

What would the monthly payment be for 25188 MARION AVENUE UNIT D207?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,021/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 25188 MARION AVENUE UNIT D207?+

The most recent tax bill on record (2025) was $531. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 25188 MARION AVENUE UNIT D207?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $129,000, this home is listed about 62% below the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.

Which schools are assigned to 25188 MARION AVENUE UNIT D207?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PUNTA GORDA 33950 market on paper

$129,000 is 52% below the PUNTA GORDA 33950 median of $266,985, and at $154/sqft it sits under the Punta Gorda average of $229.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $149,000, now $129,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of KW COASTAL LIVING · Thomas Bissell. MLS #D6143833.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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