4010 40TH STREET W, BOCA GRANDE, FL, 33921
Active334 days on marketListed Sep 6, 2025MLS #D6143522
About this home
4010 40TH STREET W
Weekly rate shown, please see description for detailed pricing. Elegant Coastal Residence in Boca Grande’s North End Welcome to 4010 40th Street, an exceptional home located in the highly sought-after North End of Boca Grande. This refined coastal retreat offers a seamless blend of comfort and sophistication, with serene lake views and a private heated pool that create an atmosphere of pure relaxation. The residence features two well-appointed bedrooms and two bathrooms, designed with both style and functionality in mind. The primary suite includes a king-sized bed and a beautifully finished private bath, while the second bedroom offers two twin beds—perfect for family or guests. Bright and inviting interiors showcase an open living area filled with natural light, where modern finishes and thoughtful details enhance the tranquil aesthetic. A fully equipped kitchen with contemporary appliances makes meal preparation effortless, whether enjoyed in the dining area or outdoors overlooking the pool. The private terrace provides an idyllic setting for leisure, with lush landscaping, comfortable lounge seating, and a grill—ideal for sunny afternoons or evenings under the stars. The home is equipped with high-speed internet, cable television, central air conditioning, and ceiling fans throughout. Safety features, including smoke detectors, a carbon monoxide detector, and a fire extinguisher, provide added peace of mind. Beach essentials are also provided, with shoreline access just across Shore Lane. With its premier location, elegant design, and serene outdoor living spaces, 4010 40th Street captures the essence of Boca Grande living. This property offers a rare opportunity to experience the island’s natural beauty and refined charm in a setting that is both private and inviting. Off-season:$3598weekly/$15430 monthly Mid-season:$5345weekly/$22900 monthly In-season:$5600weekly/$25285 monthly
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,540
Sqft
0.48 ac
Lot size
2
Garage
1985
Year built
Multi/Split
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$199 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$199/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Boca Grande actives
$3 vs $1,464
Days on market
334 vs 145 typical
Where $3/sqft sits among the 36 Boca Grande actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gasparilla Island
Get to know Boca Grande. See the full Boca Grande guide →
Gasparilla Island — neighborhood snapshot
Population
98
Median age
68
Median home value
$2,000,000
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Grande market
$1.6M → $3.6M
Boca Grande median sold, yr/yr
91.4%
Sale-to-list ratio (12 mo)
10 of 36
Boca Grande actives have cut their price
Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the BOCA GRANDE 33921 median. See the full Boca Grande market guide →
Paper trail
This home's history
Reality check
What actually sold near 4010 40TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$2,000,000
5000 GASPARILLA ROAD UNIT 16
3 bd · 3 ba · 1,540 sqft · $1,299/sqft · 21 DOM
Sold · Mar ’26$1,700,000
5000 GASPARILLA ROAD UNIT VH37
3 bd · 3 ba · 1,540 sqft · $1,104/sqft · 95 DOM
Sold · Apr ’26$1,275,000
5000 GASPARILLA ROAD UNIT 76B
3 bd · 3 ba · 1,562 sqft · $816/sqft · 124 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4010 40TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4010 40TH STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4010 40TH STREET W FAQs
What would the monthly payment be for 4010 40TH STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $199/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4010 40TH STREET W?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boca Grande?+
At $5,345, this home is listed about 100% below the Boca Grande median of $2,400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4010 40TH STREET W?+
The Island School (elementary), Mariner High School (high), Ida S. Baker High School (high), Island Coast High School (high), Cape Coral High School (high), North Fort Myers High School (high), The Sanibel School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BOCA GRANDE 33921 market on paper
$5,345 is 100% below the BOCA GRANDE 33921 median of $1,082,000, and at $3/sqft it sits under the Boca Grande average of $1,462.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
334 days on market against a Boca Grande median of 145 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
The Island School, Mariner High School, Ida S. Baker High School, Island Coast High School, Cape Coral High School, North Fort Myers High School, The Sanibel School — The Island School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PARSLEY BALDWIN REAL ESTATE · Casey Alderman. MLS #D6143522.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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