342 PALM AVENUE, BOCA GRANDE, FL, 33921
Active342 days on marketListed Aug 28, 2025MLS #D6143432
About this home
342 PALM AVENUE
Weekly rate shown, please see the end of the description for detailed pricing. Experience historical elegance and modern luxury in this exceptional 5-bedroom, 4.5-bath residence with private pool, ideally located in the heart of Downtown Boca Grande. Warm natural light fills the home through expansive windows, highlighting the beautiful wood flooring and timeless craftsmanship throughout. Every detail blends historic character with contemporary comfort, creating a refined yet welcoming island retreat. The primary suite offers a king bed and a serene private bath, while two additional bedrooms each feature queen beds. A fourth bedroom includes two twin beds, perfectly suited for family or guests. Each space has been thoughtfully designed with comfort and privacy in mind. The gourmet kitchen is a centerpiece of the home, appointed with high-end appliances, custom cabinetry, and generous counter space. Whether preparing a casual breakfast or entertaining guests for dinner, this space inspires culinary creativity. Multiple living areas provide both formal and casual settings, with sunlight streaming in to enhance the coastal charm. Outdoors, a private pool and patio provide a secluded retreat for relaxation or entertaining. Surrounded by lush landscaping, the space invites quiet mornings by the water, afternoons of swimming and sunbathing, and evenings gathered beneath the stars. The home’s premier location places you just steps from Boca Grande’s pristine beaches, boutique shopping, fine dining, and cultural attractions. Golf carts are the favored way to explore the island, where scenic trails, turquoise waters, and historic architecture define the lifestyle. This residence presents a rare opportunity to experience the best of Boca Grande living, combining historic beauty, coastal charm, and modern luxury in one extraordinary home. Off-season: $10500-$12600 weekly. Mid-season: $12250-$13930 weekly. In-season: $12950-$16800 weekly. Off-season: $45000-$54000 monthly. Mid-season: $52500-$59700 monthly. In-season: $55500-$72000 monthly.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,448
Sqft
0.25 ac
Lot size
1910
Year built
Two
Levels
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$251 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$251/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Boca Grande actives
$5 vs $1,464
Days on market
342 vs 138 typical
Where $5/sqft sits among the 36 Boca Grande actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Boca Grande Historic District
Get to know Boca Grande. See the full Boca Grande guide →
Downtown Boca Grande Historic District — neighborhood snapshot
Population
14
Median age
68
Median income
$92,683
Median home value
$2,000,000
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Grande market
$1.6M → $3.6M
Boca Grande median sold, yr/yr
91.4%
Sale-to-list ratio (12 mo)
10 of 36
Boca Grande actives have cut their price
Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the BOCA GRANDE 33921 median. See the full Boca Grande market guide →
Paper trail
This home's history
Reality check
What actually sold near 342 PALM AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$3,875,000
261 SEABREEZE COURT
4 bd · 3 ba · 2,420 sqft · $1,601/sqft · 147 DOM
Sold · Jun ’26$3,300,000
250 WHEELER ROAD
3 bd · 3.5 ba · 2,552 sqft · $1,293/sqft · 201 DOM
Sold · Dec ’25$4,500,000
270 SEABREEZE COURT
4 bd · 4 ba · 2,339 sqft · $1,924/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 342 PALM AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 342 PALM AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
342 PALM AVENUE FAQs
What would the monthly payment be for 342 PALM AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $251/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 342 PALM AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boca Grande?+
At $12,600, this home is listed about 99% below the Boca Grande median of $2,250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 342 PALM AVENUE?+
The Island School (elementary), Mariner High School (high), Ida S. Baker High School (high), Cape Coral High School (high), Island Coast High School (high), North Fort Myers High School (high), The Sanibel School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BOCA GRANDE 33921 market on paper
$12,600 is 99% below the BOCA GRANDE 33921 median of $1,082,000, and at $5/sqft it sits under the Boca Grande average of $1,458.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
342 days on market against a Boca Grande median of 138 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
The Island School, Mariner High School, Ida S. Baker High School, Cape Coral High School, Island Coast High School, North Fort Myers High School, The Sanibel School — The Island School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PARSLEY BALDWIN REAL ESTATE · Casey Alderman. MLS #D6143432.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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