4 WINDWARD WAY, PLACIDA, FL, 33946
Active343 days on marketListed Aug 11, 2025MLS #D6143374
About this home
4 WINDWARD WAY
MOTIVATED SELLER Aggressively priced and offering exceptional value, this premium-quality home is ideally situated in a sought-after coastal neighborhood. Nestled in a quiet, picturesque cul-de-sac lined with luxury homes and golf course estates, this Grand 3-bedroom, 2-bath Florida residence with a coveted 3-car garage offers timeless elegance, exceptional construction, and a lifestyle of comfort and convenience. The beautifully landscaped roundabout sets the tone for this inviting street, and the Cape Haze Windward neighborhood is perfect for walking, biking, and enjoying nearby amenities. Recent notable enhancements include a brand-new *flat tile roof, HVAC system, water heater, and full hurricane shutter protection, including electric motorized shutters on the lanai. This spacious home boasts an expansive open floor plan with soaring 12-foot tray ceilings, two generous living areas ideal for entertaining, and a large kitchen with abundant cabinetry and counter space. The home features oversized guest and primary bedrooms, providing comfort and privacy for family and visitors alike. A standout feature of this property is its seamless indoor-outdoor living. Sliding doors from three separate locations open to the stunning pool lanai, creating a true extension of the interior. The covered lanai, also with 12-foot ceilings, offers ample shaded space for relaxing or dining alfresco, while mature tropical landscaping ensures privacy and tranquility. Enjoy breathtaking sunsets each evening—your own slice of the Gulf Coast’s magic. Furnishings and decor are largely negotiable, allowing for a near turnkey opportunity. This exceptional home is just a short walk or bike ride to shopping, dining, and three full-service marinas, with easy access to historic Boca Grande, miles of pristine beaches, and a variety of public and private golf clubs. World-class boating and fishing are right at your doorstep.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,267
Sqft
0.27 ac
Lot size
3
Garage
2004
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,533 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,533/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.4%
$/sqft vs CAPE HAZE WINDWARD
$286 vs $301
Days on market
343 vs 91 typical
Where $286/sqft sits among the 9 homes for sale in CAPE HAZE WINDWARD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
2 of 9
CAPE HAZE WINDWARD have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1754% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 4 WINDWARD WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$740,000
10 CORAL CREEK PLACE · same community
3 bd · 2.5 ba · 2,314 sqft · $320/sqft · 248 DOM
Sold · Jun ’26$625,000
10 ARLINGTON DRIVE · same community
3 bd · 2 ba · 2,210 sqft · $283/sqft · 16 DOM
Sold · Nov ’25$305,000
16 WINDWARD TERRACE · same community
3 bd · 2.5 ba · 2,186 sqft · $140/sqft · 239 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4 WINDWARD WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4 WINDWARD WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4 WINDWARD WAY FAQs
What would the monthly payment be for 4 WINDWARD WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,533/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4 WINDWARD WAY?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4 WINDWARD WAY?+
The most recent tax bill on record (2024) was $7,279. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4 WINDWARD WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $649,000, this home is priced right at the Placida median.
Which schools are assigned to 4 WINDWARD WAY?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$649,000 runs 1754% above the PLACIDA 33946 median — but at 2,267 sqft it's also 27% larger than the typical Placida listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
343 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $829,000, now $649,000 — a $180K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & CO. - BOCA · John Harms. MLS #D6143374.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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