2160 TOPSY TERRACE, NORTH PORT, FL, 34286
Active371 days on marketListed Jul 31, 2025MLS #D6143260
About this home
2160 TOPSY TERRACE
Under Construction. Under Construction. Wow . Custom Luxury New Build – please make note Price reflects under construction and as is condition at the stage of this construction 65/70% complete .For $89,000 additional builder will complete the property and CO as follows 20 to 30% down payment to the title company Buyer Shell advance through the title company as the completed work is advanced until property is completed ,Buyer has the right to buy as is with immediate Closing at 199900.!!2160 Topsy Terrace, North Port, FL Elegance, Innovation, and Personalization—Welcome Home. This brand-new, custom build-to-suit smart home at 2160 Topsy Terrace offers an unmatched opportunity to create your dream residence with luxury finishes and cutting-edge technology in a tranquil North Port setting. .Meticulously designed with sophistication and comfort in mind, this home blends timeless elegance with modern living features—tailored to your taste and lifestyle. Step into the stunning open-concept living space where 13-foot soaring ceilings in the kitchen and living room create a grand ambiance, perfect for entertaining or everyday luxury. The chef-inspired kitchen includes premium shaker-style cabinetry, sleek quartz countertops, high-end stainless steel appliance packages, a walk-in pantry, and custom island configurations—all customizable to fit your unique vision. The split floor plan ensures privacy, with 10-foot ceilings throughout the remainder of the home adding a spacious, airy feel. The luxury primary suite is a serene retreat featuring a beautifully designed modern en-suite bathroom. High-efficiency HVAC to keep you perfectly comfortable and fully protected with hurricane-rated windows and doors! **Customization Options Include: Choice of flooring, lighting, and green energy upgrades Smart home automation systems (lighting, security, climate, and audio) efficient living.Situated on a quiet, paved street in a non-HOA area with no deed restrictions Located in a growing residential area with easy access to I-75, shopping, dining, top-rated schools, and Gulf beaches, this home offers the best of Florida living with the flexibility to design and build it your way. Your custom luxury lifestyle starts now! we have multiple models under construction to choose from. All phases of construction from roughed to already sheet rocked and ready for final under construction homes available within 90-100 days. Best part is still time to pick your color combination, cabinets, flooring, color, tiles, and exterior color combination. why wait to build when you can make this your signature home in paradise Best brand new home for the price!!! call for details.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,499
Sqft
0.22 ac
Lot size
2
Garage
2025
Year built
One
Levels
$133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,485 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,485/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.9%
$/sqft vs North Port actives
$133 vs $200
Days on market
371 vs 53 typical
Where $133/sqft sits among the 400 North Port actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chamberlain
Get to know North Port. See the full North Port guide →
Chamberlain — neighborhood snapshot
Population
6,575
Median age
43
Median income
$62,583
Median home value
$300,075
Avg household
3
Households w/ children
972
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $304K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
183 of 400
North Port actives have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 566% above the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 2160 TOPSY TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$283,500
1816 BRADDOCK AVENUE
3 bd · 2 ba · 1,502 sqft · $189/sqft · 36 DOM
Sold · Nov ’25$273,000
2721 PARASOL LANE
3 bd · 2 ba · 1,503 sqft · $182/sqft · 37 DOM
Sold · Jun ’26$300,000
1888 FRANKLIN LANE
3 bd · 2 ba · 1,506 sqft · $199/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2160 TOPSY TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2160 TOPSY TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2160 TOPSY TERRACE FAQs
What would the monthly payment be for 2160 TOPSY TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,485/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2160 TOPSY TERRACE?+
The most recent tax bill on record (2024) was $719. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Port?+
At $199,900, this home is listed about 40% below the North Port median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2160 TOPSY TERRACE?+
North Port High School (high), Atwater Elementary (elementary), Woodland Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$199,900 runs 566% above the NORTH PORT 34286 median.
02Time on market is leverage
371 days on market against a North Port median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $340,000, now $199,900 — a $140K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EDGERTON REALTY & DEVELOPMENT,LLC · Cheryl Meakins. MLS #D6143260.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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