David Ramirez
$200,000$215,000330 sqft$606 /sqft$1,628 /mo all-in ↓

6040 BOCA GRANDE CAUSEWAY UNIT 5, BOCA GRANDE, FL, 33921

Active377 days on marketListed Jul 24, 2025MLS #D6143184

Priced 82% below the BOCA GRANDE 33921 medianReduced $15KWaterfrontDock-RackominiumBOCA GRANDE NORTH MARINA BOAT

About this home

6040 BOCA GRANDE CAUSEWAY UNIT 5

Lowest priced Boca Grande North slip w/ 10,000 lb lift. | Direct Gulf access | No fixed bridges | Fits ~26-27 ft | Rentable. Enjoy direct Gulf access with no fixed bridges and deep water, ideal for serious boaters. Accommodates approximately 26-27 ft vessel (buyer to verify). Cruise the back bays or head straight to the Gulf — some of Southwest Florida's best fishing waters are just minutes away. Features include a 10,000 lb lift with newer motor, electric, water, and a fish cleaning station, all set on recently rebuilt composite docks for low-maintenance ownership. Ownership is not contingent on residence in this community, offering flexibility for both local and off-island buyers. Slips may be rented, providing an opportunity for seasonal income or offsetting ownership costs. A standout value for buyers seeking a well-equipped slip without the need for additional improvements. Easy to show.

Facts & features

The home at a glance

330

Sqft

0.01 ac

Lot size

2012

Year built

$606

Per sqft

Waterfront

Inside

LaundryNone

Outside & construction

FacesWest

Community & fees

Taxes (2024)$2,423/yr

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,628 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2024 actual bill$202
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,000
Interest rate6.00%
Loan term

Estimated payment

$1,628/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$202
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Boca Grande actives

$606 vs $1,464

Days on market

377 vs 145 typical

Where $606/sqft sits among the 35 Boca Grande actives

4 · this home
8
10
7
2
4
$606–923$923–1241$1241–1558$1558–1875$1875–2193$2193+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Boca Grande

Map of 6040 BOCA GRANDE CAUSEWAY UNIT 5

Get to know Boca Grande. See the full Boca Grande guide →

BOCA GRANDE 33921 — neighborhood snapshot

Population

633

Median age

68.3

Median income

$121,849

Median home value

$2,000,000

Avg household

1.6

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Grande market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$1.6M$3.6M

Boca Grande median sold, yr/yr

91.4%

Sale-to-list ratio (12 mo)

10 of 35

Boca Grande actives have cut their price

Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 82% below the BOCA GRANDE 33921 median. See the full Boca Grande market guide →

Paper trail

This home's history

CurrentPrice reduced to $200,000 $15K
Jul 24, 2025Listed at $215,000 · 377 days on market since
2012Built · BOCA GRANDE NORTH MARINA BOAT

Reality check

What actually sold near 6040 BOCA GRANDE CAUSEWAY UNIT 5

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6020 BOCA GRANDE CAUSEWAY UNIT 56 Boat SlipSold · Jan ’26

$200,000

6020 BOCA GRANDE CAUSEWAY UNIT 56 Boat Slip

132 DOM

5850 GASPARILLA ROAD UNIT M5Sold · Feb ’26

$565,000

5850 GASPARILLA ROAD UNIT M5

1 bd · 1 ba · 686 sqft · $824/sqft · 49 DOM

5000 GASPARILLA ROAD UNIT BC203Sold · Jul ’26

$750,000

5000 GASPARILLA ROAD UNIT BC203

1 bd · 1 ba · 750 sqft · $1,000/sqft · 166 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6040 BOCA GRANDE CAUSEWAY UNIT 5 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6040 BOCA GRANDE CAUSEWAY UNIT 5 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

6040 BOCA GRANDE CAUSEWAY UNIT 5 FAQs

What would the monthly payment be for 6040 BOCA GRANDE CAUSEWAY UNIT 5?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,628/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6040 BOCA GRANDE CAUSEWAY UNIT 5?+

The most recent tax bill on record (2024) was $2,423. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Boca Grande?+

At $200,000, this home is listed about 92% below the Boca Grande median of $2,400,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6040 BOCA GRANDE CAUSEWAY UNIT 5?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the BOCA GRANDE 33921 market on paper

$200,000 is 82% below the BOCA GRANDE 33921 median of $1,082,000, and at $606/sqft it sits under the Boca Grande average of $1,462.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

377 days on market against a Boca Grande median of 145 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $215,000, now $200,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of PARSLEY BALDWIN REAL ESTATE · Nancy Hyde. MLS #D6143184.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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