7157 SEA MIST DRIVE, PORT CHARLOTTE, FL, 33981
Active397 days on marketListed Jul 9, 2025MLS #D6142987
About this home
7157 SEA MIST DRIVE
WATERFRONT LOT – NOT IN A FLOOD ZONE – NO HOA OR CDD! This beautiful canal-front lot on the Sea Mist Waterway offers the perfect opportunity to build your dream home in sunny Southwest Florida. Enjoy expansive water views, mature trees, and incredible privacy in a peaceful, natural setting. Located in Flood Zone X (no flood insurance required) and not in a Scrub Jay zone, this lot is ready for your vision—with public water and electricity available. There’s plenty of space for a custom home, pool, patio, garden, dock, or shed. Irrigate your lawn with canal water and save on your monthly bill! Enjoy quick access to Manasota Key’s pristine beaches, public boat ramps leading to the Gulf, world-class fishing in Boca Grande, nearby golf courses, parks, shopping, dining, and top medical facilities. Whether you’re a fisherman, or simply looking for your slice of paradise, this property offers it all. Bring your kayaks, canoes, and fishing poles—Florida living starts here!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$425 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$425/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Englewood East
Get to know Port Charlotte. See the full Port Charlotte guide →
Englewood East — neighborhood snapshot
Population
12,116
Median age
58
Median income
$62,950
Median home value
$270,898
Avg household
2
Households w/ children
673
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 7157 SEA MIST DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$289,990
7406 BANBURY TERRACE · same community
3 bd · 2 ba · 1,285 sqft · $226/sqft · 18 DOM
Sold · Jul ’26$350,000
7442 ROSEMONT DRIVE · same community
2 bd · 2 ba · 1,329 sqft · $263/sqft · 9 DOM
Sold · Apr ’26$301,000
11937 FLORENCE AVENUE · same community
3 bd · 2 ba · 1,550 sqft · $194/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7157 SEA MIST DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7157 SEA MIST DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7157 SEA MIST DRIVE FAQs
What would the monthly payment be for 7157 SEA MIST DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $425/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7157 SEA MIST DRIVE?+
The most recent tax bill on record (2024) was $480. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7157 SEA MIST DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $35,500, this home is listed about 89% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 7157 SEA MIST DRIVE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT CHARLOTTE 33981 market on paper
$35,500 is 10% below the PORT CHARLOTTE 33981 median of $39,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
397 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Bobbi Sue Taylor. MLS #D6142987.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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