9386 BLUEGILL CIRCLE, PORT CHARLOTTE, FL, 33981
Active504 days on marketListed Mar 21, 2025MLS #D6141457
About this home
9386 BLUEGILL CIRCLE
BUILD YOUR DREAM WATERFRONT HOME WITH GULF ACCESS! Welcome to 9386 Bluegill Circle, a prime waterfront Gulf access lot on the Melody Waterway in the highly desirable South Gulf Cove community! This boater’s paradise offers easy access to the beautiful Zephyr Waterway, Interceptor Lagoon and beyond to Charlotte Harbor and the Gulf! This residential homesite is equipped with public water, sewer, power, and high-speed fiber optic internet available through Blue Stream Fiber. Plus, county records indicate no Scrub Jay permit is required! Enjoy a southeasterly backyard, perfect for sipping your morning coffee while watching the sunrise over the water, with fish jumping and birds singing in the background. Imagine relaxing by your pool or launching your boat right from your backyard for a day of fishing and exploring the Gulf! South Gulf Cove is a unique waterfront community featuring over 50 miles of navigable waterways, where you can relax and enjoy the sights and sounds of nature and friendly neighbors! There is a voluntary HOA ($120/year) with fun activities like car shows, BINGO nights, and local events, plus several pocket parks, walking trails, and the County's South Gulf Cove Park. All this, just a short drive to Boca Grande, Englewood Beach, shopping, dining, and watersports! Call today for floor plans and pricing for local reputable builders, Don’t miss this incredible opportunity to build your Florida dream home
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$911 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$911/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 158% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9386 BLUEGILL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$438,000
9613 MIAMI CIRCLE · same community
3 bd · 2 ba · 1,665 sqft · $263/sqft · 5 DOM
Sold · Dec ’25$300,000
9333 HIALEAH TERRACE · same community
3 bd · 2 ba · 1,866 sqft · $161/sqft · 143 DOM
Sold · Feb ’26$700,000
9556 GALAXIE CIRCLE · same community
3 bd · 2 ba · 1,978 sqft · $354/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9386 BLUEGILL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9386 BLUEGILL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9386 BLUEGILL CIRCLE FAQs
What would the monthly payment be for 9386 BLUEGILL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $911/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9386 BLUEGILL CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9386 BLUEGILL CIRCLE?+
The most recent tax bill on record (2024) was $1,141. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9386 BLUEGILL CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $102,000, this home is listed about 69% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 9386 BLUEGILL CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$102,000 runs 158% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
504 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $110,000, now $102,000 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Denise Heath. MLS #D6141457.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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