51 PALM DRIVE, PLACIDA, FL, 33946
Active543 days on marketListed Jan 23, 2025MLS #D6139864
About this home
51 PALM DRIVE
Welcome to your dream island! Escape to the serene charm of Palm Island! If you're dreaming of a peaceful retreat, this is the perfect haven. Nestled on Palm Island, a picturesque barrier island in Southwest Florida accessible by car ferry or boat, this charming 3-bedroom, 2 -bathroom home offers the quintessential island lifestyle. Bask in sun-drenched, leisurely days by the Gulf, enjoy fresh catches right off the dock, and wander along the pristine white sand beaches that Palm Island is celebrated for. A walk to the beach will bring you to mesmerizing sunsets and delightful shelling experiences. The home's inviting backyard is an ideal setting for outdoor gatherings-complete with a screened porch for those breezy evenings and an open deck with ample seating where you'll likely spend most of your time enjoying the outdoors. You'll find yourself mere minutes from the Gulf of Mexico's sparkling blue-green waters. Embrace every moment and indulge in all that this enchanting island has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,839
Sqft
4004 ac
Lot size
1992
Year built
Three Or More
Levels
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$221 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$221/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Placida actives
$5 vs $381
Days on market
543 vs 91 typical
Where $5/sqft sits among the 171 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
71 of 171
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% below the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 51 PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$412,500
8952 SCALLOP WAY
3 bd · 2 ba · 1,843 sqft · $224/sqft · 335 DOM
Sold · Jun ’26$550,000
20 PALM DRIVE
4 bd · 3 ba · 1,852 sqft · $297/sqft · 445 DOM
Sold · Apr ’26$570,000
10422 COQUINA CT
3 bd · 2 ba · 1,820 sqft · $313/sqft · 133 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 51 PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 51 PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
51 PALM DRIVE FAQs
What would the monthly payment be for 51 PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $221/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 51 PALM DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $8,400, this home is listed about 99% below the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 51 PALM DRIVE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PLACIDA 33946 market on paper
$8,400 is 76% below the PLACIDA 33946 median of $35,000, and at $5/sqft it sits under the Placida average of $470.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
543 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of TARPON REAL ESTATE, INC. · Stephinie Futch. MLS #D6139864.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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