5850 GASPARILLA ROAD UNIT M1&3, BOCA GRANDE, FL, 33921
Active836 days on marketListed Apr 25, 2024MLS #D6136229
About this home
5850 GASPARILLA ROAD UNIT M1&3
No damage from Hurricane Milton ! This first floor all one level beautifully furnished property was originally 2 units that were combined to afford an open floor plan and an extra bonus room that serves as a 3rd bedroom if so desired! Full view harbor waterfront where dolphins and manatees are often present! Enjoy majestic sunrises with expansive views in this special property. Boca Grande Club is an amenity rich community with several pools, private beach access, 8 tennis courts, state of the art fitness center and the best private restaurant on the island! Enjoy an end of day cocktail at the poolside Tiki bar, overlooking the beach and a glorious sunset. One time Club Initiation fee of $50,000.00 and one time Capital Improvement Fee of $15,000.00 upon membership.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,568
Sqft
0.01 ac
Lot size
1981
Year built
One
Levels
$1,084
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,428 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,428/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+100.4%
$/sqft vs Boca Grande actives
$1,084 vs $1,464
Days on market
836 vs 149 typical
Where $1,084/sqft sits among the 30 Boca Grande actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Boca Grande
Get to know Boca Grande. See the full Boca Grande guide →
BOCA GRANDE 33921 — neighborhood snapshot
Population
633
Median age
68.3
Median income
$121,849
Median home value
$2,000,000
Avg household
1.6
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Grande market
$1.6M → $3.6M
Boca Grande median sold, yr/yr
91.4%
Sale-to-list ratio (12 mo)
8 of 30
Boca Grande actives have cut their price
Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% above the BOCA GRANDE 33921 median. See the full Boca Grande market guide →
Paper trail
This home's history
Reality check
What actually sold near 5850 GASPARILLA ROAD UNIT M1&3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$565,000
5850 GASPARILLA ROAD UNIT M5 · same community
1 bd · 1 ba · 686 sqft · $824/sqft · 49 DOM
Sold · Apr ’26$1,275,000
5000 GASPARILLA ROAD UNIT 76B
3 bd · 3 ba · 1,562 sqft · $816/sqft · 124 DOM
Sold · Mar ’26$2,000,000
5000 GASPARILLA ROAD UNIT 16
3 bd · 3 ba · 1,540 sqft · $1,299/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5850 GASPARILLA ROAD UNIT M1&3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5850 GASPARILLA ROAD UNIT M1&3 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5850 GASPARILLA ROAD UNIT M1&3 FAQs
What would the monthly payment be for 5850 GASPARILLA ROAD UNIT M1&3?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,428/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5850 GASPARILLA ROAD UNIT M1&3?+
The most recent tax bill on record (2023) was $17,488. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5850 GASPARILLA ROAD UNIT M1&3?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boca Grande?+
At $1,700,000, this home is listed about 15% below the Boca Grande median of $1,999,999. The market section on this page shows how the area is trending.
Which schools are assigned to 5850 GASPARILLA ROAD UNIT M1&3?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,700,000 runs 84% above the BOCA GRANDE 33921 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
836 days on market against a Boca Grande median of 149 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,000,000, now $1,700,000 — a $300K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & CO. - BOCA · Janie Vaughan. MLS #D6136229.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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