5856 GASPARILLA ROAD UNIT M31, BOCA GRANDE, FL, 33921
Pending893 days on marketListed Feb 28, 2024MLS #D6135181
About this home
5856 GASPARILLA ROAD UNIT M31
No damage from Hurricane Milton! Exquisitely furnished 2 bedroom 2 bath condominium overlooking Charlotte Harbor. This property affords views of dolphins, manatees and many flora and fauna. The sunrises are spectacular creating a blessed feeling for another beautiful day in paradise. The lakes to the west and the glorious sunsets are an added bonus to a beautiful location. The Boca Grande Club is an amenity rich community with several pools, beach side tiki bar, private beach access, world class dining, 8 Har-Tru tennis courts and state of the art fitness center. There's no place like home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,065
Sqft
0.03 ac
Lot size
2007
Year built
One
Levels
$1,122
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,092 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,092/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+154.7%
$/sqft vs Boca Grande actives
$1,122 vs $1,473
Days on market
893 vs 149 typical
Where $1,122/sqft sits among the 38 Boca Grande actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Boca Grande
Get to know Boca Grande. See the full Boca Grande guide →
BOCA GRANDE 33921 — neighborhood snapshot
Population
633
Median age
68.3
Median income
$121,849
Median home value
$2,000,000
Avg household
1.6
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Grande market
$1.6M → $3.6M
Boca Grande median sold, yr/yr
91.4%
Sale-to-list ratio (12 mo)
8 of 38
Boca Grande actives have cut their price
Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the BOCA GRANDE 33921 median. See the full Boca Grande market guide →
Paper trail
This home's history
Reality check
What actually sold near 5856 GASPARILLA ROAD UNIT M31
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,100,000
5856 GASPARILLA ROAD UNIT MV28 · same community
2 bd · 2 ba · 1,224 sqft · $899/sqft · 0 DOM
Sold · Jan ’26$750,000
9750 LITTLE GASPARILLA ISLAND
3 bd · 1.5 ba · 957 sqft · $784/sqft · 69 DOM
Sold · Feb ’26$1,350,000
5000 GASPARILLA ROAD UNIT 53A
2 bd · 2 ba · 1,183 sqft · $1,141/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5856 GASPARILLA ROAD UNIT M31 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5856 GASPARILLA ROAD UNIT M31 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5856 GASPARILLA ROAD UNIT M31 FAQs
What would the monthly payment be for 5856 GASPARILLA ROAD UNIT M31?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,092/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5856 GASPARILLA ROAD UNIT M31?+
The most recent tax bill on record (2023) was $12,423. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5856 GASPARILLA ROAD UNIT M31?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boca Grande?+
At $1,195,000, this home is listed about 40% below the Boca Grande median of $1,999,999. The market section on this page shows how the area is trending.
Which schools are assigned to 5856 GASPARILLA ROAD UNIT M31?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,195,000 runs 30% above the BOCA GRANDE 33921 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
893 days on market against a Boca Grande median of 149 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,700,000, now $1,195,000 — a $505K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & CO. - BOCA · Janie Vaughan. MLS #D6135181.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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