David Ramirez
$16,850,000$18,000,0006 bd7.5 ba8,100 sqft$2,080 /sqft$102,439 /mo all-in ↓

894 HILL TIDE LANE, BOCA GRANDE, FL, 33921

Active902 days on marketListed Feb 13, 2024MLS #D6134942

Reduced $1.1MNew constructionWaterfrontPrivate poolSingle Family ResidenceHILL TIDE ESTATES

About this home

894 HILL TIDE LANE

Virtually Staged. Brand New Construction Now Complete***Quite possibly the most unique waterfront location ever offered for sale in Southwest Florida! Sunrises and Sunsets will be enjoyed here in the winter months together with 180 degrees of Gulf to Bay cerulean waterscape, pristine beaches, nostalgic lighthouse view, and the Historic Boca Grande Pass – AKA ‘The Tarpon Capital of the World’! This exquisite BCB Homes custom built estate offers 8,100 square feet of living space and nearly 3,000 square feet of additional outdoor & garage accommodations. The generous floor plan headlines two magnificent Master / VIP mega suites which is a must see even for the most selective Buyer along with three additional luxurious bedroom ensuites, and a bonus room with full bath that could serve as the sixth guest quarters. In addition, the home showcases a waterfront club room for entertaining, an elegant dining room with decorative ceiling details, and the captivating Sea Watch lounge on second level overlooking the heart of Boca Grande Pass. The well appointed kitchen and family room combination will certainly be a popular gathering place offering panoramic water views and convenient access to the outdoor lanai, pool / spa, and waterfront garden. There is also a spacious den conveniently located off the main entry with a picturesque window overlooking the front garden. The interior finishes were thoughtfully selected by owner to ensure the highest of quality. Ruffino custom Maple cabinetry will be presented in nearly every room together with walnut engineered flooring, meticulously hand crafted cypress and poplar wood finished 12 foot + ceilings, Pompeii quartz & quartzite countertops, and hand laid Walker Zanger tile & stone flooring. Other interior selections will include Sub Zero & Wolf appliances, Lutron lighting control / audio surround, and a custom elevator cabin servicing all floors. The outdoor space is exceptional offering 184 feet of water fronting beachscape and direct access to the inclusive East Beach and Pier. Enjoy entertaining and cooking out in your well equipped outdoor kitchen poolside with convenient remote control shutters and bug screens for added protection against all elements. Exterior construction is just as impressive with storm security being the focal point. The all concrete block structure is fortified with Anderson 400 hurricane rated windows and doors together with a hand etched concrete stucco finish for superior strength and durability. Other exterior construction upgrades include remote hurricane rated shutters, Englert standing seam metal roof, and Clopay hurricane rated garage doors. Multiple outdoor terraces will enhance the exterior profile combined with custom decorative shutters, and the prominent Cupola representing the Architects vision of elegance. All current selections and finishes will be available upon serious inquiries. Hill Tide Estates is majestically positioned along the shores of Boca Grande Pass, Charlotte Harbor, and the Gulf of Mexico. The Gated Community features a private tiered beach, and a unique private fishing / observation pier exclusive for the 19 homeowners.***The photos containing furniture have been virtually staged for visual demonstration.

Facts & features

The home at a glance

6

Bedrooms

7.5

Bathrooms

8,100

Sqft

0.38 ac

Lot size

3

Garage

2025

Year built

Two

Levels

$2,080

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Elevator · High Ceilings · Kitchen/Family Room Combo · Solid Surface Counters · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Stucco
FoundationSlab · Stem Wall
ViewWater
FacesSouth
ExteriorFrench Doors · Hurricane Shutters · Outdoor Kitchen · Shade Shutter(s) · Sliding Doors

Community & fees

HOA fee$1,583/mo
Taxes (2023)$41,468/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$102,439 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$90,922
PMI (est., until 20% equity)$6,319
Property tax — 2023 actual bill$3,456
HOA fee — from the listing$1,583
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $1,685,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $1,685,000
Interest rate6.00%
Loan term

Estimated payment

$102,439/mo

Principal & interest$90,922
PMI (est., until 20% equity)$6,319
Property taxes (actual bill)$3,456
HOA / condo fee$1,583
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Boca Grande actives

$2,080 vs $1,464

Days on market

902 vs 99 typical

Where $2,080/sqft sits among the 39 Boca Grande actives

10
8
13
3 · this home
3
2
$722–1080$1080–1439$1439–1798$1798–2156$2156–2515$2515+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hill Tide Estates

Map of 894 HILL TIDE LANE inside its neighborhood boundary

Get to know Boca Grande. See the full Boca Grande guide →

Hill Tide Estates — neighborhood snapshot

Population

136

Median age

68

Median home value

$2,000,000

Avg household

2

For the school run

Lee County School District

ElementaryThe Island School★★★★
HighMariner High School★★★★
HighIda S. Baker High School★★★★★
HighCape Coral High School★★★★★
HighIsland Coast High School★★★★
ElementaryThe Sanibel School★★★★★
HighNorth Fort Myers High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boca Grande market

Seller’s marketLeans buyer12.3 months of inventoryBuyer’s market

$1.6M$3.3M

Boca Grande median sold, yr/yr

91.5%

Sale-to-list ratio (12 mo)

8 of 39

Boca Grande actives have cut their price

Median sold price, Boca Grande, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1412% above the BOCA GRANDE 33921 median. See the full Boca Grande market guide →

Paper trail

This home's history

CurrentPrice reduced to $16,850,000 $1.1M
Feb 13, 2024Listed at $18,000,000 · 902 days on market since
2025Built · HILL TIDE ESTATES

Reality check

What actually sold near 894 HILL TIDE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

858 GRANDE PASS WAYSold · Apr ’26

$7,500,000

858 GRANDE PASS WAY · same community

4 bd · 5.5 ba · 5,433 sqft · $1,380/sqft · 1293 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 894 HILL TIDE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 894 HILL TIDE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

894 HILL TIDE LANE FAQs

What would the monthly payment be for 894 HILL TIDE LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $102,439/mo — principal and interest, the actual property-tax bill, the $1,583/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 894 HILL TIDE LANE?+

The association fee works out to $1,583 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 894 HILL TIDE LANE?+

The most recent tax bill on record (2023) was $41,468. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 894 HILL TIDE LANE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boca Grande?+

At $16,850,000, this home is listed about 575% above the Boca Grande median of $2,497,500. The market section on this page shows how the area is trending.

Which schools are assigned to 894 HILL TIDE LANE?+

The Island School (elementary), Mariner High School (high), Ida S. Baker High School (high), Cape Coral High School (high), Island Coast High School (high), The Sanibel School (elementary), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$16,850,000 runs 1412% above the BOCA GRANDE 33921 median — but at 8,100 sqft it's also nearly 4 times the size of the typical Boca Grande listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,583/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

902 days on market against a Boca Grande median of 99 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

The Island School, Mariner High School, Ida S. Baker High School, Cape Coral High School, Island Coast High School, The Sanibel School, North Fort Myers High School — The Island School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BOCA GRANDE REAL ESTATE, INC. · Heath Seckel. MLS #D6134942.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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894 HILL TIDE LANE, BOCA GRANDE, FL — 6 Bed, 7.5 Bath — $16,850,000 | CENTURY 21 Edge