David Ramirez
$1,100,000$2,700,0003 bd3 ba3,502 sqft$314 /sqft$7,973 /mo all-in ↓

342 GREEN DOLPHIN DRIVE, PLACIDA, FL, 33946

Active926 days on marketListed Jan 8, 2024MLS #D6134109

Reduced $1.6MWaterfrontPrivate poolSingle Family ResidenceCAPE HAZE

About this home

342 GREEN DOLPHIN DRIVE

Incredibly rare walled compound in the historic Vanderbilt developed neighborhood of Cape Haze. Beautiful Mediterranean style home is across the street from the Intracoastal Waterway with sensational partial views and a 2023 standing seam metal roof. The spectacular property grounds include about 1.76 acres that could be **subdivided for a second home to be built or split off. There's an expansive circular driveway, oversized three-bay garage, a private manicured lagoon with fountains, a gazebo/picnic area, 2,000 square foot screened lanai with an elevated pool and eight-person spa that affords views of the water, all surrounded by 1,500 feet of privacy wall. The grand interior features about 3,500 sq.ft., three bedrooms and bathrooms, private office/den, 22 foot ceilings, and a completely renovated kitchen with custom cabinetry. Updated guest bath is stunning. The elegant neighborhood showcases tree-lined streets with towering banyans and large-acreage properties. A short walk to the Association kayak launch or quick boat trip to the 400 ft of private beach that's next to the Don Pedro State Park. Enjoy the ultimate coastal lifestyle being just minutes from Boca Grande, miles of pristine sandy beaches, three full service marinas, essential shopping, plentiful dining options, dozens of golf courses, and world-class fishing and boating.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,502

Sqft

1.76 ac

Lot size

3

Garage

1991

Year built

Three Or More

Levels

$314

Per sqft

Private poolWaterfrontTrees/Woods & Water viewPets allowed

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Microwave · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesNorth
ParkingUnder Building
ExteriorFrench Doors · Irrigation System · Lighting · Private Mailbox · Storage

Community & fees

HOA fee$180/mo
Taxes (2023)$15,425/yr
PetsYes
CommunityPrivate Boat Ramp · Water Access · Waterfront

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,973 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,936
PMI (est., until 20% equity)$413
Property tax — 2023 actual bill$1,285
HOA fee — from the listing$180
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $110,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $110,000
Interest rate6.00%
Loan term

Estimated payment

$7,973/mo

Principal & interest$5,936
PMI (est., until 20% equity)$413
Property taxes (actual bill)$1,285
HOA / condo fee$180
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Placida

Map of 342 GREEN DOLPHIN DRIVE

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$475K$464K

Placida median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3043% above the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,100,000 $1.6M
Jan 8, 2024Listed at $2,700,000 · 926 days on market since
1991Built · CAPE HAZE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 342 GREEN DOLPHIN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 342 GREEN DOLPHIN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

342 GREEN DOLPHIN DRIVE FAQs

What would the monthly payment be for 342 GREEN DOLPHIN DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,973/mo — principal and interest, the actual property-tax bill, the $180/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 342 GREEN DOLPHIN DRIVE?+

The association fee works out to $180 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 342 GREEN DOLPHIN DRIVE?+

The most recent tax bill on record (2023) was $15,425. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 342 GREEN DOLPHIN DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $1,100,000, this home is listed about 69% above the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 342 GREEN DOLPHIN DRIVE?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,100,000 runs 3043% above the PLACIDA 33946 median — but at 3,502 sqft it's also nearly twice the size of the typical Placida listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

926 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,700,000, now $1,100,000 — a $1.6M cut. The full history is in the market section below.

Listing courtesy of MICHAEL SAUNDERS & CO. - BOCA · John Harms. MLS #D6134109.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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