3395 PINETREE STREET, PORT CHARLOTTE, FL, 33952
Active14 days on marketListed Jul 31, 2026MLS #C7529020
About this home
3395 PINETREE STREET
Virtually Staged. Waterfront living awaits at this 3-bedroom, 2-bath home with an attached garage, ideally situated on a canal offering one bridge access to Charlotte Harbor and the Gulf of Mexico. Featuring 99 feet of concrete seawall and 1,389 square feet of living space, this property offers the perfect opportunity to create your dream waterfront retreat. With plenty of room to add your own private dock and boat lift, you'll be ready to enjoy some of Southwest Florida's best boating, fishing, and waterfront destinations. Step inside to a bright and inviting open floor plan where original terrazzo flooring extends throughout the home, adding timeless character, exceptional durability, and easy maintenance. The spacious living and dining areas provide an inviting setting for both everyday living and entertaining, while expansive sliding glass doors flood the home with natural light and create a seamless connection to the Florida room. The formal dining area flows effortlessly into the kitchen, making gatherings with family and friends a breeze. The bright kitchen offers abundant white cabinetry, generous counter space, and ample storage, while the adjoining dinette provides the perfect spot for casual meals or your morning coffee. Spanning the entire rear of the home, the expansive Florida room serves as a true extension of the living space. Walls of glass capture tranquil canal views, creating the perfect place to relax with a book, entertain guests, or simply enjoy Florida's year-round sunshine. The split-bedroom floor plan offers privacy for family and guests. The primary suite features an en-suite bathroom, while two additional guest bedrooms are generously sized and share a full bath. Recent improvements provide added peace of mind, including a new tile roof installed in 2024, new HVAC system installed in 2025, and repairs completed following Hurricane Milton, including new insulation, drywall, and two exterior doors. Additional updates over the years include an updated electrical panel, sewer connection, and water heater replacement. The backyard offers endless possibilities to create your own private outdoor oasis, whether you envision a pool, outdoor kitchen, or tropical landscaping. Combined with the waterfront setting, this property provides the ideal canvas for enjoying the Southwest Florida lifestyle. Ideally located in the heart of Port Charlotte, you'll enjoy convenient access to shopping, restaurants, medical facilities, and everyday conveniences along US-41 and Kings Highway. Spend your days exploring nearby Fishermen's Village, historic Downtown Punta Gorda, Sunseeker Resort Charlotte Harbor, and Port Charlotte Beach Park, where you'll find waterfront dining, boutique shopping, boating, fishing, pickleball, tennis, a public beach, and year-round community events. Several golf courses, Punta Gorda Airport, I-75, and the beautiful Gulf beaches are all within an easy drive, making this an exceptional location for both full-time living and seasonal enjoyment. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,389
Sqft
0.26 ac
Lot size
1
Garage
1970
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,186 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,186/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13%
$/sqft vs PORT CHARLOTTE SEC 005
$205 vs $191
Days on market
14 vs 59 typical
Where $205/sqft sits among the 9 homes for sale in PORT CHARLOTTE SEC 005
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
6 of 9
PORT CHARLOTTE SEC 005 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3395 PINETREE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$200,000
249 SEMINOLE BOULEVARD NW · same community
3 bd · 2 ba · 1,389 sqft · $144/sqft · 25 DOM
Sold · May ’26$245,000
234 SHADOW STREET NW · same community
3 bd · 2 ba · 1,423 sqft · $172/sqft · 142 DOM
Sold · Jun ’26$210,000
198 CYPRESS AVENUE NW · same community
4 bd · 2 ba · 1,320 sqft · $159/sqft · 293 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3395 PINETREE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3395 PINETREE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3395 PINETREE STREET FAQs
What would the monthly payment be for 3395 PINETREE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,186/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3395 PINETREE STREET?+
The most recent tax bill on record (2025) was $2,662. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3395 PINETREE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $285,000, this home is listed about 14% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3395 PINETREE STREET?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Brian Ziegler. MLS #C7529020.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 3395 PINETREE STREET but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →