3768 BAL HARBOR BOULEVARD UNIT 4, PUNTA GORDA, FL, 33950
Active7 days on marketListed Jul 28, 2026MLS #C7528935
About this home
3768 BAL HARBOR BOULEVARD UNIT 4
Annual rental 2 bed 2 bath condo top floor EASY LIVING ON THE WATER Top Floor, budget friendly rent $1300 and sec dep $1000 Available 10-1. This is a rare PGI location (near St. Andrew's Golf Course) with screened lanai overlooking the expansive canal basin, and nice and bright with cross ventilation with windows on 3 sides. Watch dolphins and manatees in your backyard. Enjoy easy living on the water with large screened lanai, window treatments, large kitchen with plenty of cabinet space, extra storage on lanai, easy off street parking, NO CARPET washer/dryer and low energy costs. Hard to find location in this rental price range. If you are waiting to build or buy- be here now and enjoy FL in this special annual rental. Punta Gorda and Port Charlotte are on the shores of Charlotte Harbor with its spectacular sunset views, incredible boating, sailing and fishing, a fabulous Downtown quaint Punta Gorda with its' variety of restaurants and shopping, several golf courses, the Pickle Plex and easy access to US-41 and I-75. It's home to many events including a Saturday Farmer's Market, wine walks, art fairs, boat tours, convenient to the Punta Gorda airport, and has 18 miles of bike and pedestrian trails connecting the city. Newer washer and dryer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,044
Sqft
0.28 ac
Lot size
1981
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$169 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PUNTA GORDA ISLES SEC 12
$1 vs $329
Days on market
7 vs 60 typical
Where $1/sqft sits among the 16 homes for sale in PUNTA GORDA ISLES SEC 12
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
11 of 16
PUNTA GORDA ISLES SEC 12 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3768 BAL HARBOR BOULEVARD UNIT 4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$264,500
1519 ATARES DRIVE UNIT 112 · same community
3 bd · 2 ba · 1,618 sqft · $163/sqft · 15 DOM
Sold · Jan ’26$265,000
1605 ATARES DRIVE UNIT 112 · same community
3 bd · 2 ba · 1,622 sqft · $163/sqft · 23 DOM
Sold · Mar ’26$285,000
2059 PADRE ISLAND DRIVE UNIT 3 · same community
3 bd · 2 ba · 1,807 sqft · $158/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3768 BAL HARBOR BOULEVARD UNIT 4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3768 BAL HARBOR BOULEVARD UNIT 4 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3768 BAL HARBOR BOULEVARD UNIT 4 FAQs
What would the monthly payment be for 3768 BAL HARBOR BOULEVARD UNIT 4?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $169/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3768 BAL HARBOR BOULEVARD UNIT 4?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,300, this home is listed about 100% below the Punta Gorda median of $344,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3768 BAL HARBOR BOULEVARD UNIT 4?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33950 market on paper
$1,300 is 100% below the PUNTA GORDA 33950 median of $269,450, and at $1/sqft it sits under the Punta Gorda average of $230.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 7 days on market in a Punta Gorda market that averages 60 — if it fits, move quickly.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Libbie Scherer. MLS #C7528935.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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