21150 GERTRUDE AVENUE UNIT N3, PORT CHARLOTTE, FL, 33952
Active18 days on marketListed Jul 28, 2026MLS #C7528873
About this home
21150 GERTRUDE AVENUE UNIT N3
Charming 1 bedroom, 1 bathroom single story 1st floor Villa with tile throughout, New windows, New Door, 2022 air conditioner, fresh exterior paint, New roof AND it is located on the Sunrise Waterway for a relaxing nature view! This Villa features open living area with beautiful natural sunlight through the large window and a breakfast bar that connects the living area to the kitchen with white kitchen cabinets, white appliances and pantry. Overhead plumbing, 2019 water heater and updated electric box so this home is move in ready! The approximately 13 x 9 Bedroom is naturally lit through the new window that overlooks the canal. The community of Sunshine Villas offers a meeting room, laundry room with internet access and a low HOA that includes your water and sewer!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
550
Sqft
0.01 ac
Lot size
1978
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,230 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,230/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Charlotte actives
$177 vs $209
Days on market
18 vs 59 typical
Where $177/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Parkside
Get to know Port Charlotte. See the full Port Charlotte guide →
Parkside — neighborhood snapshot
Population
8,000
Median age
56
Median income
$37,366
Median home value
$144,150
Avg household
2
Households w/ children
583
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
199 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 21150 GERTRUDE AVENUE UNIT N3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$115,000
3356 LUCERNE TERRACE
2 bd · 1 ba · 525 sqft · $219/sqft · 5 DOM
Sold · Mar ’26$140,000
3372 CROTON TERRACE
2 bd · 1 ba · 645 sqft · $217/sqft · 39 DOM
Sold · Mar ’26$125,000
3461 LUCERNE TERRACE
2 bd · 1 ba · 648 sqft · $193/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 21150 GERTRUDE AVENUE UNIT N3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21150 GERTRUDE AVENUE UNIT N3 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
21150 GERTRUDE AVENUE UNIT N3 FAQs
What would the monthly payment be for 21150 GERTRUDE AVENUE UNIT N3?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,230/mo — principal and interest, the actual property-tax bill, the $298/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21150 GERTRUDE AVENUE UNIT N3?+
The association fee works out to $298 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21150 GERTRUDE AVENUE UNIT N3?+
The most recent tax bill on record (2025) was $1,864. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21150 GERTRUDE AVENUE UNIT N3?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $97,500, this home is listed about 70% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 21150 GERTRUDE AVENUE UNIT N3?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HARBOR SUN REALTY · Michelle Brisendine. MLS #C7528873.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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