
107 PECKHAM STREET SW, PORT CHARLOTTE, FL, 33952
Active11 days on marketListed Aug 2, 2026MLS #C7528869
About this home
107 PECKHAM STREET SW
Experience the pinnacle of Southwest Florida waterfront living in this extraordinary sailboat-access residence, where timeless coastal elegance meets exceptional craftsmanship and peace of mind. Perfectly positioned on a deep-water canal with direct access to Charlotte Harbor and the Gulf of America, this beautifully reimagined 3-bedroom, 2-bath home offers nearly 1,800 square feet of thoughtfully designed living space and has been extensively renovated from the drywall up, creating the feel of a brand-new home in one of Port Charlotte's most desirable boating communities. From the moment you arrive, you'll appreciate the pride of ownership and attention to detail that sets this property apart. Step through the front door into a bright, open-concept living space where soaring vaulted ceilings, warm wood beams, abundant natural light, and a charming wood-burning fireplace create an inviting atmosphere that instantly feels like home. Designed with entertaining in mind, the spacious living, dining, and kitchen areas flow effortlessly together while drawing your attention to the sparkling pool and tranquil waterfront beyond. The primary suite is a peaceful retreat featuring direct access to the lanai, a generous walk-in closet, and an updated ensuite bath designed for comfort and relaxation. Two additional guest bedrooms and a beautifully appointed guest bath provide the perfect accommodations for family and friends. Step outside and discover your own private waterfront oasis. The oversized covered lanai and heated pool invite you to relax while enjoying breathtaking canal views, while the NEW DOCK and 2022 BOAT LIFT make it effortless to step aboard and be cruising Charlotte Harbor or the Gulf of America within minutes. Whether you're an avid boater, fisherman, or simply enjoy life on the water, this property delivers the Florida lifestyle you've been dreaming of. What truly makes this home exceptional is the extensive investment the current owners have made to enhance both its beauty and durability. Following a complete interior renovation, the home was rebuilt with all new drywall from floor to ceiling, including Mold Tough Purple Board installed up to four feet throughout, providing added moisture and mold resistance. Major mechanical systems have also been thoughtfully updated, including Solar Panels, a new elevated 2025 A/C system, a new elevated 50-gallon WATER HEATER, a NEW FLAT ROOF, and a NEW SHINGLE ROOD, all designed to provide years of worry-free ownership. Fresh interior paint gives every room a crisp coastal feel, while the attached garage offers built-in storage and a workbench for projects, and the storage shed provides additional space for tools and boating equipment. Perhaps one of the home's most valuable features is the $40,000 WHOLE-HOUSE FLOOD BARRIER SYSETEM, which is included with the sale. This significant investment provides an added level of protection and peace of mind that is rarely found in waterfront properties, allowing future owners to enjoy Florida living with greater confidence. Perfectly located just minutes from Charlotte Harbor Beach Park, waterfront restaurants, marinas, shopping, entertainment, golf courses, and nearby airports, this home offers the ideal combination of luxury, convenience, and an unbeatable boating lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,840
Sqft
0.23 ac
Lot size
2
Garage
1971
Year built
One
Levels
$340
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,339 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,339/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.3%
$/sqft vs PORT CHARLOTTE SEC 043
$340 vs $312
Days on market
11 vs 60 typical
Where $340/sqft sits among the 7 homes for sale in PORT CHARLOTTE SEC 043
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
4 of 7
PORT CHARLOTTE SEC 043 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 331% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 107 PECKHAM STREET SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$550,000
124 SINCLAIR STREET SE · same community
3 bd · 2 ba · 1,806 sqft · $305/sqft · 192 DOM
Sold · Apr ’26$550,000
122 COLONIAL STREET SE · same community
3 bd · 2 ba · 1,909 sqft · $288/sqft · 58 DOM
Sold · Jan ’26$350,000
110 PECKHAM STREET SW · same community
3 bd · 3 ba · 2,154 sqft · $162/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 107 PECKHAM STREET SW — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 107 PECKHAM STREET SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
107 PECKHAM STREET SW FAQs
What would the monthly payment be for 107 PECKHAM STREET SW?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,339/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 107 PECKHAM STREET SW?+
The most recent tax bill on record (2025) was $6,861. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $625,000, this home is listed about 89% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 107 PECKHAM STREET SW?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Tara Lawhorn. MLS #C7528869.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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