David Ramirez
$720,000$740,0003 bd3 ba2,669 sqft$270 /sqft$5,161 /mo all-in ↓

470 SPRING LAKE BOULEVARD NW, PORT CHARLOTTE, FL, 33952

Active13 days on marketListed Jul 23, 2026MLS #C7528699

Reduced $20KWaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SEC 010

About this home

470 SPRING LAKE BOULEVARD NW

Virtually Staged. Experience exceptional waterfront living in this beautifully updated 3-bedroom, 3-bathroom, 2-car garage pool home offering 80 feet of canal frontage, a private dock with covered boat lift, and quick boating access. Complete with a den, family room, heated saltwater pool and spa, and countless upgrades throughout, this home is designed for those who appreciate luxury, comfort, and the Southwest Florida boating lifestyle. INTERIOR FEATURES • 3 bedrooms, 3 bathrooms • 2-car attached garage • Office/flex room • Separate family room • French door entry • High vaulted ceilings • Tile flooring throughout • Bright, open floor plan • Spacious living room with French doors to the lanai • Formal dining room • Family room with built-in shelving • Gas fireplace • French doors from family room to lanai • Hurricane protection KITCHEN FEATURES • Eat-in kitchen with water views • Whirlpool reverse osmosis system (2024) • Stainless steel appliances • Built-in oven and microwave • Gas cooktop (2025) • Stone countertops (2025) • Updated sink, faucet & disposal (2025) • Breakfast bar • Dinette overlooking the canal • Closet pantry • Abundant cabinet storage PRIMARY SUITE • Spacious primary bedroom • Private lanai access • Dual walk-in closets • En-suite bathroom • Dual sink vanity • Soaking tub • Walk-through Roman shower • Private water closet GUEST BEDROOMS & BATHS • Split-bedroom floor plan for added privacy • Built-in closets in both guest bedrooms • Full guest bathroom nearby • Versatile office ideal for a home office, media room, or additional guest space • Third full bathroom with convenient lanai/pool access OUTDOOR FEATURES • 80 feet of waterfront • Screened lanai • Outdoor kitchen with bar seating • Heated saltwater pool & spa • Canal views • Waterfront seating area • 30' x 26' private dock • Covered 10,000-lb boat lift with canopy (2022) • GEM remote-control boat lift system (2022) RECENT UPDATES • 2023 Roof • 2023 Panoramic pool cage • 2022 Solar panels for pool heating • 2022 2-ton & 4-ton HVAC systems with heat pumps • 2024 Cool deck coating on lanai • 2024 Saltwater pool conversion • 2024 Whirlpool reverse osmosis system • 2025 Kitchen updates including stone countertops, gas cooktop, sink, faucet & disposal • 2025 Hot water heater • 2026 New boat lift motor and outside piling wiring LOCATION HIGHLIGHTS • Prime boating location with quick access to Charlotte Harbor • Minutes to world-class fishing and Gulf waters • Close to shopping, dining, and medical facilities • Easy access to US-41 and I-75 • Convenient to Downtown Punta Gorda and Port Charlotte amenities Whether you're looking for the perfect waterfront retreat or a home built for entertaining, this exceptional property delivers the best of Florida living with premium boating amenities, luxurious updates, and breathtaking canal views right from your backyard. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,669

Sqft

0.26 ac

Lot size

2

Garage

2006

Year built

One

Levels

$270

Per sqft

Private poolWaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Kitchen Reverse Osmosis System · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesNortheast
ParkingDriveway
ExteriorFrench Doors · Hurricane Shutters · Irrigation System · Lighting · Private Mailbox · Rain Gutters

Community & fees

Taxes (2025)$10,153/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Propane · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,161 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,885
PMI (est., until 20% equity)$270
Property tax — 2025 actual bill$846
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,000
Interest rate6.00%
Loan term

Estimated payment

$5,161/mo

Principal & interest$3,885
PMI (est., until 20% equity)$270
Property taxes (actual bill)$846
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $720K
$385KedgeAI estimate $625,289 · range $401K$715K$749K

vs edgeAI estimate

+15.1%

$/sqft vs PORT CHARLOTTE SEC 010

$270 vs $215

Days on market

13 vs 59 typical

Where $270/sqft sits among the 15 homes for sale in PORT CHARLOTTE SEC 010

5
3
3
1 · this home
1
2
$125–173$173–221$221–269$269–317$317–365$365+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 470 SPRING LAKE BOULEVARD NW

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33952 — neighborhood snapshot

Population

33,991

Median age

53.7

Median income

$56,117

Median home value

$224,900

Avg household

2.3

Households w/ children

2,952

For the school run

Charlotte County School District

ElementaryNeil Armstrong Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

10 of 15

PORT CHARLOTTE SEC 010 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 397% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $720,000 $20K
Jul 23, 2026Listed at $740,000 · 13 days on market since
2006Built · PORT CHARLOTTE SEC 010

Reality check

What actually sold near 470 SPRING LAKE BOULEVARD NW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3158 LAKE VIEW BOULEVARDSold · Jun ’26

$500,000

3158 LAKE VIEW BOULEVARD · same community

3 bd · 2.5 ba · 2,239 sqft · $223/sqft · 31 DOM

349 SPRING VIEW CIRCLESold · Oct ’25

$717,500

349 SPRING VIEW CIRCLE · same community

3 bd · 2 ba · 2,108 sqft · $340/sqft · 186 DOM

551 CRANDALL STREET NWSold · Dec ’25

$292,000

551 CRANDALL STREET NW · same community

3 bd · 2 ba · 1,984 sqft · $147/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 470 SPRING LAKE BOULEVARD NW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 470 SPRING LAKE BOULEVARD NW — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

470 SPRING LAKE BOULEVARD NW FAQs

What would the monthly payment be for 470 SPRING LAKE BOULEVARD NW?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,161/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 470 SPRING LAKE BOULEVARD NW?+

The most recent tax bill on record (2025) was $10,153. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 470 SPRING LAKE BOULEVARD NW?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $720,000, this home is listed about 118% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 470 SPRING LAKE BOULEVARD NW?+

Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$720,000 runs 397% above the PORT CHARLOTTE 33952 median — but at 2,669 sqft it's also 63% larger than the typical Port Charlotte listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $740,000, now $720,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of KW PEACE RIVER PARTNERS · Matthew Patterson. MLS #C7528699.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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