David Ramirez
$265,0002 bd2 ba1,284 sqft$206 /sqft$2,141 /mo all-in ↓

4485 COSTELLO STREET, PORT CHARLOTTE, FL, 33948

Active17 days on marketListed Jul 22, 2026MLS #C7528666

Private poolSingle Family ResidencePORT CHARLOTTE SEC 037

About this home

4485 COSTELLO STREET

Located in a Quiet and desirable area of Port Charlotte. This property features many UPDATES throughout the home offering COMFORT, Style, and Easy maintenance. Beautiful Oak tree shades the Front yard. This home is meant for Florida LIFESTYLE living. Front Entry into an OPEN Floor plan. Begin in the BRIGHT, spacious Living Room. Living AREA flows to the Dining and Kitchen, then the Large FAMILY/flex room with plenty of natural Light, creates a seamless flow between indoor and outdoor living spaces There is a Large UTILITY room with A/C off the FAMILY Room. It holds an 'Extra' refrigerator along with the Washer & Dryer, many storage cabinets along with a Big storage closet. Large SLIDER from Family Room to full length COVERED LANAI & beautiful POOL with cage. Private, Peaceful FENCED backyard. The DINING area leads into KITCHEN with all Appliances and a BREAKFAST bar. EXTRA Under sink - Is Garbage Disposal and Reverse osmosis water system. Kitchen has Side Door to Garage with lots of shelves & side outdoor EXIT Door. Hallway to BR’s. BR2, Hall BATH with tub & Linen CLOSET. Walk in to Master Bedroom En-suite with TWO Large CLOSETS and it’s own SLIDER out to the Comfortable COVERED Lanai, pool & private yard. En-suite BATH has a LARGE seated SHOWER stall, vanity area. As you walk thru notice this home is Refreshed with MANY UPDATES. When you step in you will know offering comfort, style, and easy maintenance. The spacious Family Florida room and lanai area are perfect for relaxing or entertaining while enjoying the Florida lifestyle. All Tastefully UPDATED with newly installed LVP flooring and baseboards, light Fixtures, ceiling fans all around. New POOL CAGE 2023, Water Heater 2023, Roof 2022, AC 2019, Garage Door & Impact Windows 2019, Elec Main PANEL 2019. Private Fenced backyard with 19x17 stone patio. 2 sliders to the Large lanai Covered, screened area for relaxing with family & friends. THEN the GORGEOUS POOL with pool cage! There is also an Extra PARKING Pad off the main driveway. Conveniently located near shopping, dining, parks, and everyday amenities. Two photos are staged. All DIMENSIONS are Approximate and should be verified by buyer/buyers agent.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,284

Sqft

0.23 ac

Lot size

1

Garage

1972

Year built

One

Levels

$206

Per sqft

Private pool

Inside

FlooringCeramic Tile · Engineered Hardwood · Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Open Floorplan · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationBlock
FacesSouthwest
ParkingGarage Door Opener · Parking Pad
ExteriorBalcony · Lighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$3,640/yr

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,141 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property tax — 2025 actual bill$303
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,275
Interest rate6.00%
Loan term

Estimated payment

$2,141/mo

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$303
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $265K
$212KedgeAI estimate $270,564 · range $220K$310K$323K

vs edgeAI estimate

−2.1%

$/sqft vs PORT CHARLOTTE SEC 037

$206 vs $228

Days on market

17 vs 60 typical

Where $206/sqft sits among the 29 homes for sale in PORT CHARLOTTE SEC 037

6
7 · this home
7
5
2
2
$128–171$171–213$213–255$255–297$297–339$339+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside O'hara

Map of 4485 COSTELLO STREET inside its neighborhood boundary

Get to know Port Charlotte. See the full Port Charlotte guide →

O'hara — neighborhood snapshot

Population

5,202

Median age

58

Median income

$75,856

Median home value

$383,125

Avg household

2

Households w/ children

392

For the school run

Charlotte County School District

MiddleMurdock Middle School★★★★★
ElementaryMeadow Park Elementary School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

17 of 29

PORT CHARLOTTE SEC 037 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 783% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $265,000 · 17 days on market since
1972Built · PORT CHARLOTTE SEC 037

Reality check

What actually sold near 4485 COSTELLO STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4290 RANDYPAAR STREETSold · Dec ’25

$271,000

4290 RANDYPAAR STREET · same community

2 bd · 2 ba · 1,337 sqft · $203/sqft · 22 DOM

18074 LAKE WORTH BOULEVARDSold · Nov ’25

$204,500

18074 LAKE WORTH BOULEVARD · same community

3 bd · 2 ba · 1,213 sqft · $169/sqft · 27 DOM

4104 MUNSON STREETSold · Jun ’26

$380,000

4104 MUNSON STREET · same community

3 bd · 2 ba · 1,196 sqft · $318/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4485 COSTELLO STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4485 COSTELLO STREET — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

4485 COSTELLO STREET FAQs

What would the monthly payment be for 4485 COSTELLO STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,141/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4485 COSTELLO STREET?+

The most recent tax bill on record (2025) was $3,640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $265,000, this home is listed about 20% below the Port Charlotte median of $330,880. The market section on this page shows how the area is trending.

Which schools are assigned to 4485 COSTELLO STREET?+

Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX PALM REALTY · Maryanna Zito. MLS #C7528666.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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