3098 BEACON DRIVE, PORT CHARLOTTE, FL, 33952
Active4 days on marketListed Jul 21, 2026MLS #C7528658
About this home
3098 BEACON DRIVE
Welcome to this spacious 4-bedroom, 2-bathroom home offering 1,929 square feet of comfortable living space in the heart of Port Charlotte! Designed with both everyday living and entertaining in mind, this home features two separate living areas, providing plenty of flexibility for a formal living room, family room, home office, playroom, or media space. The thoughtfully designed floor plan offers generously sized bedrooms, an inviting layout, and plenty of room for everyone to spread out. Whether you're hosting family and friends or simply enjoying a quiet evening at home, this property offers the space and versatility to fit your lifestyle. Ideally situated in a convenient location, you'll enjoy easy access to US-41 and I-75, making commuting a breeze. Just minutes away are shopping, dining, medical facilities, golf courses, and everyday conveniences. Nearby shopping includes Port Charlotte Town Center, Walmart, Target, Home Depot, Lowe's, Publix, and ALDI. Sprouts Farmers Market and Walmart Neighborhood Market are also nearby for everyday grocery needs. Popular restaurants in the area include LongHorn Steakhouse, Olive Garden, Outback Steakhouse, Chili's, Mission BBQ, and many local favorites. Outdoor enthusiasts will appreciate being just a short drive from Charlotte Harbor, several public boat ramps, parks, fishing, and Gulf Coast beaches. Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this home offers comfort, convenience, and an excellent location close to everything Port Charlotte has to offer. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,929
Sqft
0.23 ac
Lot size
2
Garage
1990
Year built
One
Levels
$132
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.8%
$/sqft vs PORT CHARLOTTE SEC 013
$132 vs $210
Days on market
4 vs 56 typical
Where $132/sqft sits among the 16 homes for sale in PORT CHARLOTTE SEC 013
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
33,991
Median age
53.7
Median income
$56,117
Median home value
$224,900
Avg household
2.3
Households w/ children
2,952
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $301K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
8 of 16
PORT CHARLOTTE SEC 013 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3098 BEACON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$375,000
3262 STEADMAN STREET · same community
3 bd · 2 ba · 1,924 sqft · $195/sqft · 6 DOM
Sold · Jul ’26$325,000
23159 ALLEN AVENUE · same community
3 bd · 2 ba · 1,938 sqft · $168/sqft · 31 DOM
Sold · Jan ’26$320,000
22402 WESTCHESTER BOULEVARD · same community
3 bd · 2 ba · 1,942 sqft · $165/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3098 BEACON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3098 BEACON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3098 BEACON DRIVE FAQs
What would the monthly payment be for 3098 BEACON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,185/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3098 BEACON DRIVE?+
The most recent tax bill on record (2025) was $4,938. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $254,900, this home is listed about 24% below the Port Charlotte median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3098 BEACON DRIVE?+
Neil Armstrong Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ANYTIME REALTY LLC · Joseph Ciarla. MLS #C7528658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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